wal-mart thinks they're above the law!

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KC95
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wal-mart thinks they're above the law!

Postby KC95 » Sat Aug 16, 2008 5:34 pm

hate to admit this but i stopped at wal-mart late last night and the cashier insisted on seeing an ID for my visa.

i told her that’s against visa’s agreement they have and showed them a printoff of the official policy that i keep handy folded up in my wallet. the manager came and tried telling me “we don’t have any agreement with visa” i respond that is impossible because you can’t use the visa network with out the agreement.

he spends a couple mins reading the printout then has the nerve to say “wal-mart policies take precedence over any visa policies. i don’t care what they say i’m the manager and this is my store i can do whatever i want!”

your store??!! no, i believe the SHAREHOLDERS own the store, not you!!! he suddenly thinks he can do whatever he wants just bec he’s some manager?! woo woo i’m so impressed he’s a late night manager at fricken wal-mart, i should just get on my knees on bow to this royal king!

he tells me “i’m going to require you to leave the store and you shouldn’t be shopping at wal-mart if you’re not going to cooperate with OUR rules!”

i’m so fed up with wal-mart they think they can operate above the law by banning unions and screwing their employees and now they screw customers too!

i left without my stuff. don’t shop at this republican run piece of trash!!!


magyar1045
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Postby magyar1045 » Sat Aug 16, 2008 7:48 pm

I agree with you on everything about Walmart - however NOT on your issue regarding credit card purchases and ID requirement.
Visa only discourages merchants from asking for ID. but ultimately it is up to the merchant's disgression.
Just imagine if you lose your wallet with your Visa card in there and someone charging up a storm. While you may not be responsible for the charges once you report it stolen, the merchant(s) want to protect themselves from the chargebacks and losses.
One more thing - Visa/Mastercards are only logos.It's the banks/credit unions which approve you for their cards, not Visa or Mastercard.

1bootcamp
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Postby 1bootcamp » Sun Aug 17, 2008 6:26 pm

Actually I Think I read that Visa & Mastercard are the ones that prevents merchants from requiring ID and it's Discover that only discourages it.

Either way that's messed up you would think after all that they would obviously know a thief wouldn't go through that, and they would just let you make the purchase. I hate Wal-Mart too and did you hear they sent letters to all their employees last month that if they vote pro-union (aka Democrat) they may not have jobs. How is this legal? They're getting away with too mcuh and they've gone too far!

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Mogul of Pineapples
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They're allowed to ask, but not allowed to require...

Postby Mogul of Pineapples » Mon Aug 18, 2008 8:36 pm

Looks like what Wal-Mart did was against Visa's agreement:

"Although Visa Rules do not preclude merchants from asking for cardholder ID, merchants cannot make an ID a condition of acceptance. Therefore, merchants cannot refuse to complete a purchase transaction because a cardholder refuses to provide ID. Visa believes merchants should not ask for ID as part of their regular card acceptance procedures."


http://merchants.visa.com/accepting/pdfs/Card_Acceptance_and_Chargeback_Guidelines.pdf

Call 1-800-VISA-911 if you want to report.
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fffresh
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Postby fffresh » Tue Aug 19, 2008 1:12 am

I hate Wal-Mart. Sad thing is they know they can do this and get away with it, because no matter what they would do, Visa would never terminate their relationship with them because they are the biggest retailer in the world. For that reason, they're even more dangerous, because now they know they can break rules and laws and say "so what" because they are Goliath.



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