Cash over purchase

For just about anything you want to get off your chest about credit cards.
5 posts
Posts: 1
Joined: Mon Jul 10, 2017 10:12 pm

Cash over purchase

Postby Dp0044 » Mon Jul 10, 2017 10:43 pm

If I'm already at my cash advance limit on my discover it card, can I still do the cash above purchase when checking out at the grocery store?

Centurion Member
Centurion Member
Posts: 287
Joined: Fri Jun 07, 2013 9:46 am
Location: Broward County FL

Re: Cash over purchase

Postby augiedog » Tue Jul 11, 2017 11:42 am

It actually counts as a purchase and will use your regular APR. It does not earn cash back though.
American Express: Blue Cash Everyday (10k), Everyday, ; Discover It (7.3k) ; Target (2.1k)

Citi: Diamond (2k) ; Bank of America: Cash Rewards (2.6k) ; Capital One: Quicksilver (3k) , Sony ; Chase: Freedom (3.7k), Slate (3k), (Amazon) ; Barclay Ring ; Synchrony: Walmart MC, Amazon, Ebates

Centurion Member
Centurion Member
Posts: 432
Joined: Fri Apr 15, 2016 5:46 pm
Location: Palm Beach, Florida

Re: Cash over purchase

Postby TXviking » Tue Jul 11, 2017 1:10 pm

Being at your cash advance limit means you're accruing interest at an alarming pace. And unlike purchases, there's no grace period with cash advances. Interest starts accruing the same day. Be careful!

Posts: 1
Joined: Wed Aug 09, 2017 1:26 am
Location: USA, CA
Facebook: routingnumberusa
Google+: 108500266135920157496
Twitter: routingnumberus

Re: Cash over purchase

Postby Richard96 » Wed Aug 09, 2017 7:03 am

You can use your card, there's no problem with that but you are collecting a lot of interest. And if you don't clear your previous debt, I guess things will get tougher for your. All the best.

Green Member
Green Member
Posts: 5
Joined: Mon Sep 11, 2017 2:06 am

Re: Cash over purchase

Postby adamjonesbe » Tue Sep 12, 2017 12:56 am

Not every retailer allows Discover users to get cash over their purchase amount. Some of the most well-known retailers that do include Walmart, Sam’s Club and Casey’s General Stores.

Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 3 guests