Desperately Need a New CC for Travel/Teaching Abroad

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CarefulBuilder14
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Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby CarefulBuilder14 » Fri Jun 16, 2017 12:26 am

p(5)>>p(1)
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card


mountaindewvoltage
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Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby mountaindewvoltage » Fri Jun 16, 2017 12:50 am

CarefulBuilder14 wrote:p(5)>>p(1)


I've been meaning to ask - I noticed in your signature you have an IHG card. Why is it useful? I'm honestly curious to know. I thought IHG point values sucked as bad as Honors points, except IHG doesn't give you 3x/6x/12x or whatever with their card.

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CarefulBuilder14
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Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby CarefulBuilder14 » Fri Jun 16, 2017 1:25 am

mountaindewvoltage wrote:
CarefulBuilder14 wrote:p(5)>>p(1)


I've been meaning to ask - I noticed in your signature you have an IHG card. Why is it useful? I'm honestly curious to know. I thought IHG point values sucked as bad as Honors points, except IHG doesn't give you 3x/6x/12x or whatever with their card.

The renewal night can be taken to extremes. See the Dec 2016 Garden Club for details of my last annual night.

And the little perks are nice, too.

Kind of an ineffective thing to bring up while you're challenging my expertise...getting a $2k room as a perk on a $49 card.

Points aren't worth a lot, but they don't need to be when I can buy them for even less. I don't spend a ton on it outside of hotel stays. Some promos give big lumps of extra points when you pay with the IHG card.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

mountaindewvoltage
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Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby mountaindewvoltage » Fri Jun 16, 2017 1:38 am

Kind of an ineffective thing to bring up while you're challenging my expertise


There's no way in hell you're an expert on college grants and financial aid.

getting a $2k room as a perk on a $49 card.


I thought the Hyatt card was great, and even the Starwood card, but I'll have to look into that information.

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kcm7
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Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby kcm7 » Fri Jun 16, 2017 11:01 am

CarefulBuilder14 wrote:
Points aren't worth a lot, but they don't need to be when I can buy them for even less. I don't spend a ton on it outside of hotel stays. Some promos give big lumps of extra points when you pay with the IHG card.


Yeah, the thing I like about the card is that they are constantly running promos that are SUPER easy to get. Like, 5,000 extra points (in addition to the regular loyalty and credit card points) just for staying one single night at any property during a 60-day period. I've gotten so many points on $80 stays in po-dunk towns just because of these promos. I've earned 50k extra points just from those random promos alone this year. And I'd be staying at IHG anyway since they're often the most convenient and affordable option where I'm visiting.

Also, as Carefulbuilder mentions, the anniversary night has no category restrictions. And the card is just $49 a year. Access to the lounge at Crowne Plazas and other hotels that have them doesn't suck either, since it essentially means free breakfast.
Cards:

-Capital One Quicksilver
-Barclaycard Arrival (no AF)
- US Bank (no rewards)
-IHG

mountaindewvoltage
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Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby mountaindewvoltage » Fri Jun 16, 2017 2:03 pm

kcm7 wrote:
CarefulBuilder14 wrote:
Points aren't worth a lot, but they don't need to be when I can buy them for even less. I don't spend a ton on it outside of hotel stays. Some promos give big lumps of extra points when you pay with the IHG card.


Yeah, the thing I like about the card is that they are constantly running promos that are SUPER easy to get. Like, 5,000 extra points (in addition to the regular loyalty and credit card points) just for staying one single night at any property during a 60-day period. I've gotten so many points on $80 stays in po-dunk towns just because of these promos. I've earned 50k extra points just from those random promos alone this year. And I'd be staying at IHG anyway since they're often the most convenient and affordable option where I'm visiting.

Also, as Carefulbuilder mentions, the anniversary night has no category restrictions. And the card is just $49 a year. Access to the lounge at Crowne Plazas and other hotels that have them doesn't suck either, since it essentially means free breakfast.


You guys have really opened up my eyes to that card. IHG has Staybridge Suites which seems to be a property I like since I have one down the road from me, and the prices aren't that bad either... Includes free breakfast buffet has a fridge and stove in the room, etc., unlike the crappy Hilton I stayed in which didn't have any of that, was more expensive, and looked like a motel. Additionally the annual fee is pretty low and it's waived the first year.

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kcm7
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Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby kcm7 » Fri Jun 16, 2017 2:11 pm

mountaindewvoltage wrote:
You guys have really opened up my eyes to that card. IHG has Staybridge Suites which seems to be a property I like since I have one down the road from me, and the prices aren't that bad either... Includes free breakfast buffet has a fridge and stove in the room, etc., unlike the crappy Hilton I stayed in which didn't have any of that, was more expensive, and looked like a motel. Additionally the annual fee is pretty low and it's waived the first year.


Yeah, the breadth of properties are another thing I like. I can get a cheap hotel or jazz it up and stay at an Intercontinental or Crowne Plaza. I used to collect a few other hotel currencies, and all their special promos were like, "Stay three nights at one of our most expensive resorts on a Tuesday through Thursday and get 5k bonus points!" IHG's are more like, "Stay at any of our hotels on any day in the next two months and get 5k points." You also get a welcome bonus of 500 points no matter where you stay (not sure if other programs do that) at check-in.
Cards:

-Capital One Quicksilver
-Barclaycard Arrival (no AF)
- US Bank (no rewards)
-IHG

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CarefulBuilder14
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Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby CarefulBuilder14 » Fri Jun 16, 2017 3:43 pm

mountaindewvoltage wrote:There's no way in hell you're an expert on college grants and financial aid.

1. I'm not an expert on all things involving college financial aid. My tax expertise does, however, include some educational tax topics. If you think I'm wrong, or the DofE links are wrong, then you should be able to provide a counterargument with evidence from a reliable source...not just vitriol.

2. We still need an update from OP about the nature of the grant.

3. Loving IHG. Just booked my fifth one this trip. No award availability tonight, sadly.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

mountaindewvoltage
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Posts: 387
Joined: Mon Oct 10, 2016 8:40 pm

Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby mountaindewvoltage » Sat Jun 17, 2017 1:24 am

CarefulBuilder14 wrote:
mountaindewvoltage wrote:There's no way in hell you're an expert on college grants and financial aid.

1. I'm not an expert on all things involving college financial aid. My tax expertise does, however, include some educational tax topics. If you think I'm wrong, or the DofE links are wrong, then you should be able to provide a counterargument with evidence from a reliable source...not just vitriol.

2. We still need an update from OP about the nature of the grant.

3. Loving IHG. Just booked my fifth one this trip. No award availability tonight, sadly.


Was hoping you'd realize it was a joke.

mountaindewvoltage
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Re: Desperately Need a New CC for Travel/Teaching Abroad

Postby mountaindewvoltage » Sat Jun 17, 2017 1:26 am

kcm7 wrote:
mountaindewvoltage wrote:
You guys have really opened up my eyes to that card. IHG has Staybridge Suites which seems to be a property I like since I have one down the road from me, and the prices aren't that bad either... Includes free breakfast buffet has a fridge and stove in the room, etc., unlike the crappy Hilton I stayed in which didn't have any of that, was more expensive, and looked like a motel. Additionally the annual fee is pretty low and it's waived the first year.


Yeah, the breadth of properties are another thing I like. I can get a cheap hotel or jazz it up and stay at an Intercontinental or Crowne Plaza. I used to collect a few other hotel currencies, and all their special promos were like, "Stay three nights at one of our most expensive resorts on a Tuesday through Thursday and get 5k bonus points!" IHG's are more like, "Stay at any of our hotels on any day in the next two months and get 5k points." You also get a welcome bonus of 500 points no matter where you stay (not sure if other programs do that) at check-in.


It's tough for someone to look at IHG as quality when they have a SPG card in their back pocket, but it does seem worth mentioning when you look at it from the perspective brought forth here. I applied for it and got the usual 30 days and then two week message, and now Chase said I have to send in DL # and copy of a bill for proof of address, so hopefully this is taken care of soon. Probably won't keep Starwood after Marriott dicks around with the program and makes it almost as worthless as their own.



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