Just got approved for $19,000 at 11.99% through Discover personal loans with 60k annual household income I used mine and my gf's income which they want stubs but no problem there but I am the only one on the actual application because she has VERY bad credit. I have low 700 scores this rate is better than what I am going to be paying off with it but was wondering if anyone would suggest any other options I could apply for that may give us a better rate?
No I pretty much have nothing but a car that still has $7,000 left on it and no other collateral. I also have very high credit utilization. The only thing I have good going for me is very good credit in the lower 700's. I figured given my situation this wasn't such a bad deal or the best deal I'm gonna get.
Well that wouldn't be good :/ hopefully that's not the case they didn't say they were they just said send them in and then everything will be all set. I guess we will see. My name is the only one on the application. THANKS!
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