Discover personal loans review

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dmband
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Discover personal loans review

Postby dmband » Wed Jan 19, 2011 3:38 pm

Just got approved for $19,000 at 11.99% through Discover personal loans with 60k annual household income I used mine and my gf's income which they want stubs but no problem there but I am the only one on the actual application because she has VERY bad credit. I have low 700 scores this rate is better than what I am going to be paying off with it but was wondering if anyone would suggest any other options I could apply for that may give us a better rate?

THANKS!


EJSanchez
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Postby EJSanchez » Fri Jan 21, 2011 2:17 pm

Uh 11.99 is a lot man. Got home equity that could be tapped?

dmband
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Postby dmband » Sat Jan 22, 2011 2:51 pm

No I pretty much have nothing but a car that still has $7,000 left on it and no other collateral. I also have very high credit utilization. The only thing I have good going for me is very good credit in the lower 700's. I figured given my situation this wasn't such a bad deal or the best deal I'm gonna get.

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Elliot Castro
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Postby Elliot Castro » Sun Jan 23, 2011 2:19 am

I used mine and my gf's income which they want stubs but no problem there but I am the only one on the actual application because she has VERY bad credit.


They may very well use her stubs to check her credit history as well... but good luck. :P

dmband
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Postby dmband » Sun Jan 23, 2011 5:42 pm

Well that wouldn't be good :/ hopefully that's not the case they didn't say they were they just said send them in and then everything will be all set. I guess we will see. My name is the only one on the application. THANKS!



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