- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
If you spend a lot at restaurants, look at Citi Forward; it pays 5% back on restaurant spending all year.
Use the calculator on Amex site to figure out how much you would make using Blue Cash. I just did it using spending of $200/mo. on gasoline, $500/mo. on groceries and $70/mo. at drugstores as well as $1730/mo. on everything else (that's 30k/year) and I came up with a rebate of $607.
With Chase Freedom's new plan, you could make a maximum of $300 bonus cashback assuming you spent $1,500 every quarter (which is the cap) in their bonus categories, plus you would have to add in the 1% you would make on everything else. If you spent the rest of your $30k on the Freedom card, your total cash back for a year would be $540; that would be the best you could do assuming you spent only $30k.
If you spend $30,000 a year on Fidelity Amex you would make $600.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.