Does Anyone Think Capital One Cards Suck?

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CarefulBuilder14
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Re: Does Anyone Think Capital One Cards Suck?

Postby CarefulBuilder14 » Thu Jun 01, 2017 10:39 pm

mountaindewvoltage wrote:How is Citi Bank the worst? In customer service? Sure, but not their card offerings.

-1% + 1% Double Cash with first late payment fee waived.
-Multiple AA cards, one with Admiral's Lounge access at a discounted price.
-ThankYou Premier and ThankYou Prestige cards are very good -- Thank You Preferred sucks though.
-AT&T Access is a solid offering for a card with no annual fee and can be combined with the above.
-Two Expedia cards
-Citi Costco (4% back on gas, 3% back on traveling and dining, 2% back at Costco, 1% everywhere else)
-While not my favorite rewards program, Citi offers two different Hilton Honors cards.
-21 month 0% interest Simplicity with no late fees ever and no penalty APR.
-21 month 0% Citi Diamond Preferred.


Most Double Cash cards are World MasterCards... Very few are World Elite. The TYPrem and TYPrestige are both World Elite MasterCards, along with the AA Executive card.

Don't forget the delightfully dysfunctional Price Rewind program. :ppp
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card


mountaindewvoltage
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Re: Does Anyone Think Capital One Cards Suck?

Postby mountaindewvoltage » Thu Jun 01, 2017 11:22 pm

CarefulBuilder14 wrote:
mountaindewvoltage wrote:How is Citi Bank the worst? In customer service? Sure, but not their card offerings.

-1% + 1% Double Cash with first late payment fee waived.
-Multiple AA cards, one with Admiral's Lounge access at a discounted price.
-ThankYou Premier and ThankYou Prestige cards are very good -- Thank You Preferred sucks though.
-AT&T Access is a solid offering for a card with no annual fee and can be combined with the above.
-Two Expedia cards
-Citi Costco (4% back on gas, 3% back on traveling and dining, 2% back at Costco, 1% everywhere else)
-While not my favorite rewards program, Citi offers two different Hilton Honors cards.
-21 month 0% interest Simplicity with no late fees ever and no penalty APR.
-21 month 0% Citi Diamond Preferred.


Most Double Cash cards are World MasterCards... Very few are World Elite. The TYPrem and TYPrestige are both World Elite MasterCards, along with the AA Executive card.

Don't forget the delightfully dysfunctional Price Rewind program. :ppp


I do like how even my Simplicity card comes with trip cancellation/interruption insurance. I don't think Citi's offerings are that bad, it's their customer service that sucks.



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