Which cards do you take when you go abroad?

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badger83
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Which cards do you take when you go abroad?

Postby badger83 » Thu Jan 26, 2017 5:47 pm

Curious what everyone here packs card-wise when traveling out of the country.

I'm pretty minimalist. One debit card to get money from ATMs and one credit card (with no foreign currency fees). I figure that's a way to have what I need and minimize the damage if I'm pick-pocketed.

Does anyone take more than that?


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CarefulBuilder14
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Re: Which cards do you take when you go abroad?

Postby CarefulBuilder14 » Fri Jan 27, 2017 4:44 pm

I have most of my cards in my wallet all the time.

The ones I actually use internationally (lately just Canadian road trips and a UK online purchase) are Platinum, Prestige, and CSP.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

Stros05
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Re: Which cards do you take when you go abroad?

Postby Stros05 » Mon Jan 30, 2017 3:49 pm

I take two cards that do not charge foregin transaction fees (CSP and CapOne Venture) and my bank debit card, just in case I need cash. Usually, I thin out my wallet to only carry what I need.

JustRewards
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Re: Which cards do you take when you go abroad?

Postby JustRewards » Mon Jan 30, 2017 4:29 pm

Chase Sapphire Reserve (for the primary auto rental coverage and no foreign transaction fees) and AmEx PRG for a trip to Europe. I also took a Visa debit card for getting cash at bank ATMs. I didn't bother to take my Discover card, as its acceptance seems to be mostly in North America and the Caribbean.

TXviking
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Re: Which cards do you take when you go abroad?

Postby TXviking » Thu Feb 09, 2017 2:47 am

I take my wallet, which has all my cards in it. I haven't lost a wallet since I was 14, and if it's stolen, I have digital scans of all the cards and can call to cancel them pretty easily. That said, I primarily use my CSP due to no FTF.

One problem is that Chase is very quick to label unusual activity as fraud even when it isn't. Last time that happened, I was in Norway and was able to use my Norwegian debit card, but it could be a problem elsewhere. Sort of looking for another good card with no FTF as a backup.

Kevin86475391
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Re: Which cards do you take when you go abroad?

Postby Kevin86475391 » Thu Feb 09, 2017 3:30 pm

Hmm, well I guess if I were going to be a broad I might want one of those Victoria's Secret credit cards. :ppp

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CarefulBuilder14
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Re: Which cards do you take when you go abroad?

Postby CarefulBuilder14 » Thu Feb 09, 2017 10:34 pm

Kevin86475391 wrote:Hmm, well I guess if I were going to be a broad I might want one of those Victoria's Secret credit cards. :ppp

If attractive, drop any $450 AF cards and hang around outside airport lounges, waiting for some old businessman to guest you in.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

Taalar
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Re: Which cards do you take when you go abroad?

Postby Taalar » Wed Feb 22, 2017 10:09 pm

CSR and let them know I am travelling. Never needed more then one.
Chase Sapphire Reserve Visa Infiniti $59,500
Bank of America Cash Rewards Visa Signature $47,500
American Express Blue Cash preferred. $35,500
Capital one Quick Silver Visa Signature $25,000
USAA Limitless Cashback Visa Signature $25,000
Experian 838 Transunion 833 Equifax 855

luvbullmarkets
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Re: Which cards do you take when you go abroad?

Postby luvbullmarkets » Thu Feb 23, 2017 12:21 pm

In the order of use: CSP, Amex PRG, Arrival, Propel 365, Venture One.

All have no foreign transaction fees.
Amex PRG, Amex EveryDay, Amex BCE, Barclaycard Arrival, Cap One Venture One, CSP, Chase Freedom, Discover it, Macy's Star Card, Wells Fargo Propel 365 Amex, Wells Fargo Visa Sig

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

TXviking
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Re: Which cards do you take when you go abroad?

Postby TXviking » Tue May 02, 2017 12:26 am

I pack my Chase Sapphire cards (CSP and CSR) due to the rental car liability and no FTF. I also pack at least one non-Chase credit card (usually my Citi Costco Visa these days) because Chase has an unfortunate habit of randomly disabling accounts due to perceived fraud. I avoid Discover and AmEx for the backup credit card because they are not widely accepted outside the US.

Finally, I pack two ATM cards -- one Norwegian one with chip and PIN, and one US credit union-based one because their cash withdrawal fees are less outrageous than what Chase charges from my checking account. But I try to avoid foreign cash withdrawals if I can. On my last trip abroad, I went into a local Chase branch and ordered a few hundred dollars in the relevant currencies (Thai baht and Australian dollars in this case) prior to departure, as that was by far the cheapest way to exchange money.



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