What credit card to apply for

For just about anything you want to get off your chest about credit cards.
3 posts
Thmcghee
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Joined: Fri Jan 06, 2017 3:37 pm

What credit card to apply for

Postby Thmcghee » Fri Jan 06, 2017 3:52 pm

I have been on credit karma for months now. I'm hoping to find some answers to how to improve my overall credit health...Here goes..per credit Karma

TU -:678 & EQ 690.. my avg fico score is 680.

I have had my credit repaired and i have no derogs & no inquiries ...1 BOA ccard at $2800 and a secured card with $500..i have never missed a payment and my credit utilization is less than 10%.. I have since been added to my wife's citibank card with $9500 limit hoping to boost my score..." What card should i apply for or should i wait to get over 700..plz help


Taalar
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Location: New Braunfels, TX

Re: What credit card to apply for

Postby Taalar » Sat Jan 07, 2017 12:17 pm

I would add a small installment loan IF you are going to purchase something anyway. I would also pick a CC that makes sense based on your buying. I really like the new COSTCO Visa and think you will do well with those rewards in most situations.
Chase Sapphire Reserve Visa Infiniti $59,500
Bank of America Cash Rewards Visa Signature $47,500
American Express Blue Cash preferred. $35,500
Capital one Quick Silver Visa Signature $25,000
USAA Limitless Cashback Visa Signature $25,000
Experian 838 Transunion 833 Equifax 855

Thmcghee
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Posts: 4
Joined: Fri Jan 06, 2017 3:37 pm

Re: What credit card to apply for

Postby Thmcghee » Sat Jan 07, 2017 1:22 pm

Awesome...this is very good advice...My credit union offers a secured loan based on deposit .. Will this work the same as unsecured loan..?



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