Screwed Myself Bad

For just about anything you want to get off your chest about credit cards.
3 posts
rockyrock
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Screwed Myself Bad

Postby rockyrock » Wed Dec 14, 2016 9:14 am

Bottom Line: Off hand, does anybody know if any of the cards in my lineup have built in travel insurance?

Back Story:
My daughter and I were supposed to fly yesterday afternoon. In the morning I get a text from her mom saying she is too sick to travel, can you postpone it a day. We go back and forth several times about change fees, humidifiers, cold dry weather, etc. I finally concede and insist she take her to the doctor for a note saying no flying.

I had purchased the tickets via Priceline and used my Sam's Club MC (3% travel). I declined the travel insurance from PL and the card doesn't offer it. Never again will I purchase an airline ticket without a card that has built in insurance or decline it from the seller. $40/ticket sounds like a lot until you are hit with a $200/ticket change fee.

So now with only a doctors note in hand, I will call Delta and beg for a voucher with no (or reduced) change fee attached. It's a long shot but I have nothing to lose but time on hold.

For the record, this is the first time this has ever happened but to be honest, this is all it is going to take. The cost of change fees for two tickets is enough to cover the AF of most premium travel CC on the market. :beat:

If one of my cards doesn't have that as a benefit, I will app and get one that does.
Sapphire Reserve: travel & dining
Blue Cash Preferred: groceries & gas
Freedom: 5% cats
Double Cash: everything else


badger83
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Re: Screwed Myself Bad

Postby badger83 » Wed Dec 14, 2016 10:05 am

Looking at your line-up, your United Airlines Club card has trip cancellation coverage. Chase seems to be the issuer that most often offers that kind of insurance on its AF cards.

Good luck with Delta -- curious to see if you're successful. I've heard airlines are pretty inflexible with this sort of thing.

mountaindewvoltage
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Re: Screwed Myself Bad

Postby mountaindewvoltage » Thu Dec 15, 2016 10:40 pm

rockyrock wrote:Bottom Line: Off hand, does anybody know if any of the cards in my lineup have built in travel insurance?

Back Story:
My daughter and I were supposed to fly yesterday afternoon. In the morning I get a text from her mom saying she is too sick to travel, can you postpone it a day. We go back and forth several times about change fees, humidifiers, cold dry weather, etc. I finally concede and insist she take her to the doctor for a note saying no flying.

I had purchased the tickets via Priceline and used my Sam's Club MC (3% travel). I declined the travel insurance from PL and the card doesn't offer it. Never again will I purchase an airline ticket without a card that has built in insurance or decline it from the seller. $40/ticket sounds like a lot until you are hit with a $200/ticket change fee.

So now with only a doctors note in hand, I will call Delta and beg for a voucher with no (or reduced) change fee attached. It's a long shot but I have nothing to lose but time on hold.

For the record, this is the first time this has ever happened but to be honest, this is all it is going to take. The cost of change fees for two tickets is enough to cover the AF of most premium travel CC on the market. :beat:

If one of my cards doesn't have that as a benefit, I will app and get one that does.


A change fee is better than having to buy another ticket.

I had to extend my trip in March by a day, and AMEX covered the $85 change fee for me.



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