December 2016 Garden Club/Cult

For just about anything you want to get off your chest about credit cards.
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oldsoldier
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Re: December 2016 Garden Club/Cult

Postby oldsoldier » Fri Dec 23, 2016 1:21 pm

Nothing planned I am thinking about a new car in 2017 if I see something I like.

Plus I feel I have more then enough cards right now.
BoA Cash Rewards $13,000
Chase Sapphire Preferred $14,000
BoA Better Balance $12,000
Amex Every Day $24,000
Discover It $19,000
NFCU Cash Rewards $25,200
Barclay Arrival WMC $10,000
Cap One QuickSilver WMC $7,200
WF Cash back Visa Sig $11,000
Citi Thank You Premier $13,500


yfan
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Re: December 2016 Garden Club/Cult

Postby yfan » Thu Dec 29, 2016 3:17 pm

JonE wrote:Not adding anything for the foreseeable future. I'll be trimming cards and paying off some other loans while reestablishing savings, and beefing up the 401k since my workplace offers matching up to 25% (won't be going that high, not yet anyway).

Dang. Where do you work? I need my employer to match that much!

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CarefulBuilder14
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Re: December 2016 Garden Club/Cult

Postby CarefulBuilder14 » Fri Dec 30, 2016 9:51 am

Most of what I really want is covered by 5/24...but my trigger finger is getting a bit itchy...and I'm not sure how much more credit Chase will extend me.

Wyndham may be a possibility...with the points I bought in a promotion, and the points from the card, I could have enough for five nights for $2k spend and payment of a $75 AF.

Delta is less likely, since the bonus is once per lifetime, and Amex may possibly decide to enforce the rules of what's eligible for the $200 Platinum credit. Besides, I can get some from Fidelity soon.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

yfan
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Location: San Jose CA

Re: December 2016 Garden Club/Cult

Postby yfan » Fri Dec 30, 2016 1:31 pm

I'm not planning any apps next year. This year has been credit-wise good to me. I have purchased a home, paid off my car, and used soft pulls exclusively to bring my total credit card limit past the $100K mark. I have no outstanding debts outside my mortgage, and while I'm not flush with cash, I'm fortunate to be able to put away something every month.

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CarefulBuilder14
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Re: December 2016 Garden Club/Cult

Postby CarefulBuilder14 » Sun Jan 01, 2017 12:40 am

CarefulBuilder14 wrote:Booked my IHG annual "certificate" night. Times Square Crown Plaza for New Year's.

Revenue room price: $1,897 before taxes

Maybe I'll keep that one another year. :ppp

A bit overrated, but glad I was able to try it once cheaply before leaving the east coast.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

Tubpbs
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Re: December 2016 Garden Club/Cult

Postby Tubpbs » Sun Jan 01, 2017 8:55 pm

CarefulBuilder14 wrote:
CarefulBuilder14 wrote:Booked my IHG annual "certificate" night. Times Square Crown Plaza for New Year's.

Revenue room price: $1,897 before taxes

Maybe I'll keep that one another year. :ppp

A bit overrated, but glad I was able to try it once cheaply before leaving the east coast.


$1900 for one night in Manhattan?

Hard to not be overrated since it's not a room on an island in the middle of the Pacific...
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

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CarefulBuilder14
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Re: December 2016 Garden Club/Cult

Postby CarefulBuilder14 » Sun Jan 01, 2017 9:35 pm

Tubpbs wrote:
CarefulBuilder14 wrote:
CarefulBuilder14 wrote:Booked my IHG annual "certificate" night. Times Square Crown Plaza for New Year's.

Revenue room price: $1,897 before taxes

Maybe I'll keep that one another year. :ppp

A bit overrated, but glad I was able to try it once cheaply before leaving the east coast.


$1900 for one night in Manhattan?

Hard to not be overrated since it's not a room on an island in the middle of the Pacific...

I meant more the Times Square (and surrounding blocks) experience since so few people get a really great view of things.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card



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