Length of Time to Charge my Card

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Pablo_New
 
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Length of Time to Charge my Card

Postby Pablo_New » Mon Nov 21, 2016 2:24 pm

I rented a moving van in August of 2015. I received an email stating that I had an outstanding toll just a few weeks ago. As a result, the van company was going to charge me what the turnpike commission was going to charge them...$30. If I did not pay the pill within 10 days, they threatened to raise the amount to $60. I researched the issue, and discovered that my EZ Pass did not register my exiting the toll booth. I arranged to pay the turnpike commission the actual amount due and notified the van company. A few days later, the moving van company charged my original credit card $60.

My question is, can they charge my card after a year? I gave no authorization. I realize that I agreed to any additional charges during the original rental period, but after over a year, can they just pass through the charge?


Tubpbs
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Re: Length of Time to Charge my Card

Postby Tubpbs » Mon Nov 21, 2016 8:27 pm

Pablo_New wrote:I rented a moving van in August of 2015. I received an email stating that I had an outstanding toll just a few weeks ago. As a result, the van company was going to charge me what the turnpike commission was going to charge them...$30. If I did not pay the pill within 10 days, they threatened to raise the amount to $60. I researched the issue, and discovered that my EZ Pass did not register my exiting the toll booth. I arranged to pay the turnpike commission the actual amount due and notified the van company. A few days later, the moving van company charged my original credit card $60.

My question is, can they charge my card after a year? I gave no authorization. I realize that I agreed to any additional charges during the original rental period, but after over a year, can they just pass through the charge?


I don't know if I know the answer.

I think the question is really can they charge you if you paid the toll. But I don't know that one either.

Why did you pay it instead of paying them? Was it past the 10 days already?
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JustRewards
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Re: Length of Time to Charge my Card

Postby JustRewards » Mon Nov 21, 2016 9:42 pm

There may have been something in the rental contract giving the moving company authorization to charge your card for any trailing incidentals/tolls incurred during the rental period but that sounds fishy for them to do that over a year later. You can probably find the rental agreement online if it's a national moving company like UHaul or Penske to see what their billing rights were. Regardless, since you paid the outstanding toll yourself and can document that I bet you could call your card issuer to dispute the charge and they will do a merchant chargeback and not require you to pay.

Tubpbs
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Re: Length of Time to Charge my Card

Postby Tubpbs » Tue Nov 22, 2016 5:20 am

JustRewards wrote:There may have been something in the rental contract giving the moving company authorization to charge your card for any trailing incidentals/tolls incurred during the rental period but that sounds fishy for them to do that over a year later. You can probably find the rental agreement online if it's a national moving company like UHaul or Penske to see what their billing rights were. Regardless, since you paid the outstanding toll yourself and can document that I bet you could call your card issuer to dispute the charge and they will do a merchant chargeback and not require you to pay.


That doesn't solve the potential issue of the merchant getting vindictive and attempting other methods to collect the balance though. For $60, I'd probably just let it go, but that's me.
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Pablo_New
 
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Re: Length of Time to Charge my Card

Postby Pablo_New » Tue Nov 22, 2016 6:54 am

Tubpbs wrote:
Pablo_New wrote:I rented a moving van in August of 2015. I received an email stating that I had an outstanding toll just a few weeks ago. As a result, the van company was going to charge me what the turnpike commission was going to charge them...$30. If I did not pay the pill within 10 days, they threatened to raise the amount to $60. I researched the issue, and discovered that my EZ Pass did not register my exiting the toll booth. I arranged to pay the turnpike commission the actual amount due and notified the van company. A few days later, the moving van company charged my original credit card $60.

My question is, can they charge my card after a year? I gave no authorization. I realize that I agreed to any additional charges during the original rental period, but after over a year, can they just pass through the charge?


I don't know if I know the answer.

I think the question is really can they charge you if you paid the toll. But I don't know that one either.

Why did you pay it instead of paying them? Was it past the 10 days already?


A little history. PA Turnpike is cracking down on going through EZ-Pass lanes and not paying. So, they initiated a mass effort to try to collect. That explains the delay. I didn't pay, since the Turnpike Commission charges the max toll, $30 in this case. If you call them and verify that you are the offender and you have an EZ Pass, they only charge $5. So, I'd much rather pay $5 than $30. The extra $30 was tacked on by U-Haul as a penalty for not paying within 10 days. I informed U-Haul of the situation and am waiting to hear back from the Turnpike Commission so I can present this to U-Haul.

Kevin86475391
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Re: Length of Time to Charge my Card

Postby Kevin86475391 » Wed Nov 23, 2016 11:28 am

Tubpbs wrote:
JustRewards wrote:There may have been something in the rental contract giving the moving company authorization to charge your card for any trailing incidentals/tolls incurred during the rental period but that sounds fishy for them to do that over a year later. You can probably find the rental agreement online if it's a national moving company like UHaul or Penske to see what their billing rights were. Regardless, since you paid the outstanding toll yourself and can document that I bet you could call your card issuer to dispute the charge and they will do a merchant chargeback and not require you to pay.


That doesn't solve the potential issue of the merchant getting vindictive and attempting other methods to collect the balance though. For $60, I'd probably just let it go, but that's me.


I'm inclined to agree personally. I'd just pay the $60 and let the Turnpike Commission keep their $30 and just be happy to make the hassle go away without dinging my credit or having to keep fighting/disputing, but yeah, that's just me too.

Tubpbs
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Re: Length of Time to Charge my Card

Postby Tubpbs » Wed Nov 23, 2016 4:31 pm

Kevin86475391 wrote:
Tubpbs wrote:
JustRewards wrote:There may have been something in the rental contract giving the moving company authorization to charge your card for any trailing incidentals/tolls incurred during the rental period but that sounds fishy for them to do that over a year later. You can probably find the rental agreement online if it's a national moving company like UHaul or Penske to see what their billing rights were. Regardless, since you paid the outstanding toll yourself and can document that I bet you could call your card issuer to dispute the charge and they will do a merchant chargeback and not require you to pay.


That doesn't solve the potential issue of the merchant getting vindictive and attempting other methods to collect the balance though. For $60, I'd probably just let it go, but that's me.


I'm inclined to agree personally. I'd just pay the $60 and let the Turnpike Commission keep their $30 and just be happy to make the hassle go away without dinging my credit or having to keep fighting/disputing, but yeah, that's just me too.


It's not worth the problem. I've attempted to operate on principle with things like this before and you lose usually.
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