Best High End Credit Cards

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Best High End Credit Cards

Postby self_made_tom » Mon Nov 08, 2010 5:33 pm

Which high end credit cards are the best? I know about the Centurion, the Platinum, and the Visa Black. Then I hear there are some high end credit cards available overseas but not available in the United States. I don't mind shelling out the money for the annual fee but I need to be getting my money's worth with benefits. I'm not going to spend $7500 on the Centurion when it doesn't give a whole lot back.

What would the best high end credit card be for a U.S. citizen?

And just out of curiosity, what would the top high end credit card be in the world?

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Postby SergeyYakimov » Tue Nov 09, 2010 5:57 am

I'd say it's the Royal MasterCard from SBS World Service. I've been a cardholder for the past 3 years and I have always been impressed by the level of service that comes with the card. I used to have a Centurion and I can tell you that the Royal MasterCard has more benefits and faster service.

The only disadvantage is that it is hard to find information about this high end credit card. They don't seem to market the card and it is hard to find information about it, which would lead one to be wreary. However, they say it's because the card is only given to a very elite few. And for me, this is not necessarily bad because it means the service is very personalized.

The Personal Assistant service is the best I have ever had - she can take care of my travel requirements, restaurant bookings and entertainment needs any hour or day of the week, no matter where I am in the world. In my opinion, this is the card's most valuable service. On top of that, there are numerous travel benefits that I take advantage of - 50% off at 5-star resorts and hotels and the travel insurance that comes with the card is one of the best. Above all, I think that the attention to detail and personalized service that I get with the Royal Card is what makes it the best high end credit card.

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Postby meester kneel » Tue Nov 09, 2010 9:53 am

I would go with a Amex Gold or Green Card. The difference between Platinum and Gold (besides the annual fee) is not much. Don't mess around with foreign cards unless you travel a lot.

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Postby Mogul of Pineapples » Wed Nov 10, 2010 1:34 am

I agree with meester kneel. Most of the benefits are centered around travel on all the high end credit cards so that is what you need to think about. How often do you travel and do you travel first class all the way- high end hotels, first class airfare and so forth?
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

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American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

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Best high end credit card: American Express Platinum

Postby CCG » Fri Nov 12, 2010 10:49 pm

Credit Card Forum has conducted extensive credit card reviews of the high end cards on the market. We believe the best card which delivers exceptional benefits for a reasonable price is the American Express Platinum. To learn more and for a sponsored special signup bonus check out our American Express Platinum Card review

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