Credit card suggestions?

For just about anything you want to get off your chest about credit cards.
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Postby JL70 » Thu Dec 02, 2010 11:53 am

ace198 wrote:Some people say it is bad to pay off recent charges right away. Say it is better to pay in full when the statement comes. Would that be better or no?

Depending on what you are trying to accomplish. If you are looking for new credit, you might want to pay BEFORE the statement date, this way it will report zero balance to the CRA's.
If you are not looking for credit, it doesen't really matter, PIF when your statement comes is fine.

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Postby ace198 » Fri Dec 03, 2010 11:26 am

Today my account got restricted. I called up and they said I had to prove my identity(Bank statement, social security card, etc). Well that's what the rep said. Every charge I made so far has been paid so it shouldn't matter. Isn't Capital One stupid on their part to want to prove my identity after I have made a bunch of charges?

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