Skyeric875 wrote:Care only about the benefits, the rewards don't really matter much. I am trying to get the Chase Sapphire because of the benefits other than the rewards it gives. The $95 yearly fee means nothing if I can get discounts of airfare and have rental insurance for auto. Also you can get $100 reimbursement for applying for global entry.
You get primary rental insurance with the Chase Sapphire Preferred along with bonus rewards if redeemed for travel (something along 25% if redeemed for travel I've heard), and trip cancellation, interruption, and delay insurance, along with baggage delay insurance. However, the Chase Chase Preferred does not
include airfare reimbursement, global entry/TSA pre-check, the 50% bonus in points when redeemed for travel, and Visa Infinite benefits (it's a Visa Signature).
If you spend $10,000 or more a year, and fly 2 times a year, you're better off the the Chase Sapphire Reserve. Sapphire Reserve
- $300 annual travel credit (can be used for airfare and hotels), 4.5x on dining and travel worldwide per dollar spent (when redeemed for travel rewards), 1.5x per dollar on everything else (when redeemed for travel), primary rental car insurance, no blackout dates, $100 global entry or TSA pre-check refund, complimentary priority pass membership, car rental privileges, no FTF's, Luxury Hotel & Resort Collection benefits, 24/7 direct line, and Visa Infinite Concierge. Not to mention that 100,000 bonus points is a juicy promo offer, which can be $1,500 by itself.
For those who don't want the lifestyle of a $450 a year card, it's a no-brainier to use this card for a year and then downgrade it to the CSP. The sign up bonus pays for the annual fee 3x over by itself, plus the $300 travel credit, plus the $100 TSA or global entry refund. If I qualified for this card it would be in my pocket right now and I hate Chase. I just booked tickets to Florida next year to go to Busch Gardens and SeaWorld, and this card would've made it so my round trip airfare cost is $15 ($315.00 flight), plus paid to get my security screening expedited AND THEN paid for my hotel and tickets to the theme park, AND THEN I still would've walked away with the AF paid off and a free vacation and then some after I received my promo bonus.