AVS authorization

For just about anything you want to get off your chest about credit cards.
2 posts
Empiral
 
Posts: 1
Joined: Thu Oct 13, 2016 5:38 pm

AVS authorization

Postby Empiral » Thu Oct 13, 2016 5:45 pm

My VISA credit card was set up in a different country than where I currently live. I rarely make online purchases, and if I do, it's always either through Amazon, and I always put my credit card billing address as my current address - not the actual billing address of my card in my home country. I have never had a problem with this, but today I was shopping on a different site. When I paid, the AVS authorization error popped up, and said because the billing addresses don't match, my purchase cannot go through.
My question is: should I change the billing address? Why did Amazon always work for my online purchases with my different billing address? Would Paypal also work?


Tubpbs
Centurion Member
Centurion Member
 
Posts: 833
Joined: Mon Oct 19, 2015 2:08 pm

Re: AVS authorization

Postby Tubpbs » Thu Oct 13, 2016 10:37 pm

Empiral wrote:My VISA credit card was set up in a different country than where I currently live. I rarely make online purchases, and if I do, it's always either through Amazon, and I always put my credit card billing address as my current address - not the actual billing address of my card in my home country. I have never had a problem with this, but today I was shopping on a different site. When I paid, the AVS authorization error popped up, and said because the billing addresses don't match, my purchase cannot go through.
My question is: should I change the billing address? Why did Amazon always work for my online purchases with my different billing address? Would Paypal also work?


It depends on the merchant's preferences / settings. Some will have the card declined automatically if the info is wrong in any way. Some won't. I imagine Amazon doesn't have that because a mass of transactions from people who don't know ( or are doing things similar to you) their billing address etc etc.
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests