PhillyPhoto wrote:CarefulBuilder14 wrote:When did 8/65 become a thing, and what are the details? Or you just mean you generally have a lot of new accounts, and aren't referring to some new rule?
No more than 1 Citi credit card application within 8 daysSource
No more than 2 Citi credit card applications within 65 days
This applies to both personal and business cards, combined
There is also an additional restriction for Citi business credit cards – no more than 1 Citi business credit card within 90 days
They also use "too many recent inquiries" as an excuse to deny apps, so in that regard, they're stricter than Chase.
Oh, okay. I thought you were saying it was about 8+ accounts in 65 months...which would be an extreme change.
The 18 month rule described on that page has since been expanded to 24 months, and applies to entire card families (like TY or non-business AA). The new way to chase Citi bonuses, for those so inclined, is to alternate between TYs, AA, and Hilton.