Need a credit card to buy $8000 min purchases.

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Need a credit card to buy $8000 min purchases.

Postby AP2010 » Wed Aug 18, 2010 5:59 am

I am applying for my first credit card, and I already have business plans. I need a credit card that has a $10,000 spending limit. Are there any cards out there that don't require credit history that will allow me to spend $10,000 every 4 months or so?

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Postby jeffysdad » Thu Aug 19, 2010 6:15 pm

Unless you're a high roller and can prove it, probably not. If you have a good relationship with a local bank that offers a card, you might do well to sit down with them and explain your situation. Otherwise, whatever card you apply for and get is going to come with a credit limit based on your income and whatever credit history you do/don't have. Then you'll have to work your way up from there. Several months of robust charging and full payment of the balance should get you bumped up pretty quickly, though.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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Postby Mogul of Pineapples » Fri Aug 27, 2010 6:48 pm

I don't think you will find one either, unless you are willing to do a secured credit card.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

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