Citi card limit

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Citi card limit

Postby Cucumber » Sun Jul 06, 2008 2:47 pm

My buddy applied for a Citi card and he wasn't approved because they said he already has 6 cards... you can't have more than 6 with them that's there limit. Now that I think about it I remember reading about some other big issuer (can't remember which one) that doesn't even let you have more than one credit card with them.

Isn't there something too about you not being able to apply for Cards with the same issuer more than once every 60 or 90 days?
Stop talking crap about him!

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Postby Mogul of Pineapples » Sun Jul 06, 2008 11:35 pm

You can apply for cards from the same issuer with no time limit, that only applies to applying for the same exact card more than once during 60 or 90 days. So if you applied for a card and were denied, wait 60 days before re-applying for that same card, but you can still apply for other cards from the company before then.

From what I remember it's usually not more than once per 60 days for personal cards and 90 days for business cards.
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Postby fffresh » Fri Jul 11, 2008 12:57 am

I know there's some issuers that only allow you to have one credit card total. I think Orchard Bank was one of them but I could be wrong on that.

I had a buddy that signed up for a few cards from Amex when they had a good signup promo a couple years back. He ended up getting approved for all of them, I think it was 3, but it makes you wonder just how many cards you can sign up for from one place. I have a Citi card with rewards that has a 300 cap in cashback per year. I ended opening up two of the same card with no problem. Now when one card maxes out its rewards I just use the other the rest of the year.

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Citi is consevative with their limits

Postby 1bootcamp » Thu Aug 07, 2008 11:02 am

I don't know if Citi has a limit on the number of credit cards they will give you but I do know their credit limits on their cards don't tend to be too high. My card with the lowest limit is my Citi Dividend Platinum Select. It's only around $4,600 if I remember correctly. I've heard similar things from others with Citi cards.

Being that they don't give out the most generous credit limits it wouldn't surprise me if they limit the number of cards you can have from them too.

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Postby mayluio145 » Wed Jul 09, 2014 7:48 pm

You able to apply for Cards with the same issuer, there is no limit on that. If you denied, wait for 60 days before you re-applying.

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Postby MemberSince99 » Thu Jul 10, 2014 2:40 pm

Talk about necroing a thread.

Yeah you can apply every day if you want to. I think the point is, will they allow you to have that many cards, and in some cases the answer is NO. Amex has from what I recall a limit of 4 personal cards last I heard.

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