Vattené wrote:With no credit history, your best bet is probably a store account. You may not be able to use it anywhere, but it is a good tool for building plus requires no annual fee or security deposit. If this is a specific purchase you're wanting to finance, depending on where a store account may be a good option for that, too.
Store account? are you talking about like best buy credit card, new egg credit card, wal-mart credit cards, etc if so, i have been declined from all of them, and others as well. I don't have any credit at all.
CarefulBuilder14 wrote:Not sure what you mean by a free credit card. Do you mean a card with an intro 0% rate?
On a sub-$200 purchase, keep in mind that any annual fee would be equivalent to paying a lot in interest, especially when you finance the purchase over just a few months.
I meant just a credit card with no security deposit. I may have to go with caption one secured card and spend 49.99, was just trying to avoid playing a deposit, that's all.