- Green Member
- Posts: 4
- Joined: Fri Feb 17, 2012 9:25 am
- Location: Rome, Ga
In 2011 I had excellent credit and a high paying job. In December, I ended up losing my job and by February, I had ruined my credit. AMEX closed my account, Chase cut me off, my leased car was getting ready to be repo'd (even though I fought that off for almost a year before it actually happened) and I dropped the ball on everything I had. My credit was ruined. In 2013 my car finally got repossessed. Fast foward to April 2014. I had a decent job, not like before but decent, I was able to get a loan, at high interest of course, and a couple of credit cards. Everything was, well, still pretty bad, but at least headed in the right direction. In June 2015 my wife was in a pretty bad car wreck and it ruined me again. Since then, she is back to work, and I am back in a position that is even better and making even more money than I made back in 2011 when everything was great. It sure doesn't feel like it though, because I can't even begin to tell you how hard life is for people with bad credit, way worse than you could ever know if you havn't experienced it. I make six figures but sometimes I feel like I don't because of all the hoops I have to jump through just to do normal things that people with good credit don't even think about. Anyway, enough of that, my point is, I want to get everything straightened back out, and I know its gonna take a very long time to get back to where I was, but I was hoping somebody here might be able to point me in the direction of a credit card that will approve me. I burnt Cap One, Merrick Bank, and Credit One when my wife was in the wreck. I don't mind a secured card so long as there is some type of guarantee that it will eventually become unsecured so long as its paid on time and in full.
I appreciate any help that anyone might be able to give me, but I would especially value the help of someone who has been in a similar situation and is now back to the point of having good credit.
Thank you all.