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- Location: United States
thom02099 wrote: CarefulBuilder14 wrote:
thom02099 wrote:One month away from 2 years in the Garden. Last app/approval was for the $50K Diners Club.
Chase Sapphire Reserve is the card du jour, but doesn't interest me at all. That so many of the MF'ers are getting approved for it speaks volumes. No thanks. The JP Morgan Reserve on the other hand.... but not gonna do it, wouldn't be prudent.
JPM Reserve beats CS Reserve bc JPM is hidden? Perks or rewards? Other differences?
The average card lifetime among MF regulars is pretty low. I'm waiting to go for the bonus eventually with a new account, but even for a PC the 2016 and 2017 travel credits beat the AF.
That comment about the JPM Reserve was mostly tongue-in-cheek...shoulda added a smiley!
Yup, I'm presuming it will be a hidden TL like the other JPM products. Just waiting for the MF crowd to find out about that one and clamour about calling the EO to get exempted from the $10mil asset requirement and with a 690 score. Bennies are no real difference from the CSR, it's more of a novelty card for the uber crowd.
Blasphemer! Infrequent travelers need their hotel room theft insurance!
(One of the few small differences between CSP and Palladium/presumably JPM Reserve, for those not familiar)
JonE wrote:I thought about CSR until I saw the AF. Thinking I'll stick with the CSP for what little traveling I do.
The annual fee really isn't that different, once you take out the $300 travel credit. You get a little more in the way of perks. The minimum spend is the same, and the bonus is a lot nicer.
If you want to try travel cards, why not just start with something with a $1k minimum spend requirement (once you pay off your balances)? Until you're spending and traveling enough to make good use of CSP or CSR, you can still enjoy a nice bonus and hone your points skills. There's more value in light travel bonus hunting than opening, closing, and reopening a Walmart card.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech