Help - Where to go from here?

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Help - Where to go from here?

Postby bookmaster » Thu Jul 15, 2010 12:26 am

Hello all,

Using Credit dot com, I got a 'B' grade. Using Quizzle, I was able to get an actual score, which was 612. Quizzle is probably more accurate since I have about $5,000 in MasterCard debt.

I need help on where to go from here. I'm a college student and was given the card by my bank when I first started school. The card has since been closed. Should I go to the bank and work something out? I understand paying a collection agency is the worse thing you could do? Should I try and get another card and improve my score by promptly paying it off?

I don't know what to do and any advice would be greatly appreciated. Thank you.

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Postby alsteig » Fri Jul 16, 2010 11:42 pm

Explain your entire debt and income so that we can better make an assessment please. One maxed Mastercard that you got charged off to collections is not enough to go off of. Thanks

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