- Posts: 2
- Joined: Thu Jul 15, 2010 12:20 am
- Location: Ohio
Using Credit dot com, I got a 'B' grade. Using Quizzle, I was able to get an actual score, which was 612. Quizzle is probably more accurate since I have about $5,000 in MasterCard debt.
I need help on where to go from here. I'm a college student and was given the card by my bank when I first started school. The card has since been closed. Should I go to the bank and work something out? I understand paying a collection agency is the worse thing you could do? Should I try and get another card and improve my score by promptly paying it off?
I don't know what to do and any advice would be greatly appreciated. Thank you.