Which card has lowest rates for overseas use?

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Which card has lowest rates for overseas use?

Postby Mr_big_spender » Tue Jul 13, 2010 7:11 am

I'm a US citizen/resident with a good credit score. I'll be going overseas in a few weeks for a vacation. Can someone tell me which card charges the lowest fees for overseas use? I will need this card for no more than one year.

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As far as I know...

Postby jeffysdad » Wed Jul 14, 2010 7:13 am

the only card that charges not overseas/foreign currency transaction fees is CapitalOne. But that may no longer be true and may not apply to all of their cards. I keep a CapOne card for only that reason: no foreign transaction fee.

If you can't find a card with no fee or don't want a CapOne card, I would suggest getting an Amex green card on the introductory first year-free offer. They charge a foreign transaction fee, as far as I know, but in their case it might be worth it for the travel services (Amex offices abroad for cheaper traveler's checks, etc.).
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

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