How much will my score increase?

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Credit Noob
 
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Joined: Wed Aug 17, 2016 10:21 am

How much will my score increase?

Postby Credit Noob » Mon Aug 22, 2016 2:08 pm

Last year I bought a big-ticket item on my Chase credit card that almost maxed out my limit. As a result my credit score went way down because my utilization was over 95% for 8 months. I've just made a large payment to bring my utilization down to about 50% and I'm waiting to see how much of a bump that will give my score.

Does anyone care to make a guess? My score was 710 before I made the large purchase and has been at about 580 for a few months. I have no late payments and the only negatives are high utilization and short history (under two years).


MemberSince99
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Location: WI

Re: How much will my score increase?

Postby MemberSince99 » Tue Aug 23, 2016 7:51 am

I guess 623.54678643 and a half.

I guess your odds of approval for csp are 41.6864337 percent.

Let me know if I'm right I have a good feeling about the lottery numbers

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PhillyPhoto
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Re: How much will my score increase?

Postby PhillyPhoto » Tue Aug 23, 2016 8:37 am

MemberSince99 wrote:I guess your odds of approval for csp are 41.6864337 percent.

I believe it's closer to 43.8432711, you forgot to carry the 9.

MemberSince99 wrote:Let me know if I'm right I have a good feeling about the lottery numbers

My lotto picks never fail. They never come up for the right date, but they're right for one of the drawings at some point!
Main Cards:
Amex: Surpass
Citi: ThankYou

Sock drawer Cards:
Amex: Ameriprise Gold, HHonors, MB Plat
Chase: Amazon.com Rewards, Freedom
Citi: Macy's Amex, Simplicity
Citizens Bank: Cash Back Plus World
Discover: it
Elan: Bank Rewards
Synchrony: PayPal Extras

718 Eq|734 TU (8/16)|733 Ex (9/16)



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