- Centurion Member
- Posts: 567
- Joined: Tue Apr 22, 2008 12:44 am
- Location: Zuma
Um I think you gotta try and get both Cap One accounts to a lower utilization.
Let me get this right...
1170/1500 on one account
748/1500 on the other
The 1170 is hurting more. If I were you I would put all my efforts into paying that one down and then once it's at the same amount as the other, you can put equal efforts into them.
I know there is an article on this message board somewhere that said all it takes it one account with high utilization to mess things up. It doesn't matter if all the others had 0 bec FICO doesn't use an average on this. All it takes is one account to be high...
Stop talking crap about him!