Tubpbs wrote:I will likely be leaving the garden this month, but nothing is certain.
Have a shortlist of possible cards/offers?
I have a semi plan but I'm not all the way sure and I believe in jinxing so I'm gonna keep it private until it's done one way or another.
I'm trying to manipulate my scores / reports but so far it's not working. My utilization was already basically nothing but it's not taking any changes right now.
I haven't applied for a personal credit card in a year. I have incurred several inquiries since for business purposes (probably 5 or so on Experian for business and 1 or 2 on TU and EQ - which is a lot relative to my person inquiries), but nothing for myself.
Also have a utility company reporting as a new account which isn't ideal in the short run, but will actually be good in the long run - more positive account history etc.
I'll let you all know when it is or isn't done.
Don't have a plan for certain outcomes. We'll see.