Price rewind cards

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Tubpbs
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Re: Price rewind cards

Postby Tubpbs » Tue Jun 21, 2016 5:30 am

CarefulBuilder14 wrote:
Tubpbs wrote:Thank you. I'll also take you up on that future offer.

I will have to try it. I feel like I don't purchase regular enough people items for any of my shit to qualify...

Food and travel. I don't buy shoes or sneakers or items like that very frequently. Closest thing is DVD or something.

How many times has it produced a result for you so far?

DVDs would be ideal. They often get discounted over time, there's a fairly uniform product (no variations like model numbers, sizes, or colors) and lots of stores sell them, frequently at promotional prices.

I've received 7 refunds and am anticipating about 15 more.


Total dollar value of purchases and of refunds?
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It


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CarefulBuilder14
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Re: Price rewind cards

Postby CarefulBuilder14 » Tue Jun 21, 2016 11:12 am

A few hundred in refunds. Not sure about purchases since a lot has been for travel. And as always, YMMV, so my refunds might not resemble yours.

Just try it.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Tubpbs
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Re: Price rewind cards

Postby Tubpbs » Tue Jun 21, 2016 6:11 pm

CarefulBuilder14 wrote:A few hundred in refunds. Not sure about purchases since a lot has been for travel. And as always, YMMV, so my refunds might not resemble yours.

Just try it.


I'm going to. I just don't really think I buy regular shit that will qualify in any reasonable way. I'll have to try.
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

beef.stu
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Re: Price rewind cards

Postby beef.stu » Fri Jun 24, 2016 1:22 am

I havent had much luck with the auto citi price rewind. once it refunded me $.60 on a battery that i bought and that is it. Currently I have some allen edmonds shoe trees in the auto price rewind queue, but I dont have much faith that it will find me any savings.

I mostly only do manual price submissions primarily for firearm parts that happen to go on sale after I buy them since the differences in price can be worthwhile.

Just last week i netted around $70 back in price rewinds with another $40 going through the review process because of fathers day sales. I never really expected to make advantage of this benefit when i got the card, but now I am definitely glad its there
(01/10) - Wells Fargo VISA Platinum
(05/10) - Techron Advantage
(10/12) - Amex BCE
(02/13) - Chase Freedom VISA
(09/13) - Discover It
(03/14) - Sallie Mae WMC
(09/15) - Citi Double Cash WEMC
(09/16) - US Bank Cash+ VISA Signature

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CarefulBuilder14
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Re: Price rewind cards

Postby CarefulBuilder14 » Fri Aug 05, 2016 11:05 am

I have a claim with Citi that has taken 3 weeks so far to process. It used to just take about 3 days. I called to inquire, and apparently the insurance provider has changed. Many people are complaining about delays and a more difficult process.

It's clearly not as good as it used to be. I'd guess a popular and low-stress insurance program was too efficient and cost either Citi (through policy premiums) or the insurance company more than they expected.

I'll keep using it, but I feel like they are trying hard to discourage their customers from using it.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

cliffs
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Re: Price rewind cards

Postby cliffs » Sat Aug 06, 2016 11:50 am

TXviking wrote:I've been intrigued by the existence of the "price rewind" benefit, but I suspect it goes mostly underutilized as most people don't sit down and research their purchases potentially months AFTER having made them. That said, the category of automatic price rewinds is intriguing to me. Questions:

- Which automatic price rewind cards do people have, and how well do they work for you in practice?

- For those who use manual price rewind products, have you ever gotten anything substantial out of them? What's your strategy for finding deals? How much evidence do you have to submit (ie. is it cumbersome or relatively straightforward) and how many exclusions apply (sales, online deals, whatever?)


I have had very good results with Discover Price Protection (the equivalent of Citi's Price Rewind). It's similar to Citi's manual process. You submit via an online page (you have to call first to get a claim #) the ad with the lower price, receipt, date of purchase, date lower price was found, store where the item was purchased, store with the lower price and credit card statement. It seems like a lot at first hand but for me is very straightforward.

Regarding the exclusions, read, read, read and read some more, If you follow the rules very carefully (big bold on very carefully), you will get positive results. I have gotten 13 approved price protection claims in the lifetime of my Discover it card (my card is less than 2 years old) for a total $267.70 in refunds. The biggest claim that I got approved was for $151.20. By the way, all my claims have been approved, not a single one denied (again, have to follow the rules carefully).

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CarefulBuilder14
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Re: Price rewind cards

Postby CarefulBuilder14 » Fri Sep 02, 2016 1:14 pm

CarefulBuilder14 wrote:I have a claim with Citi that has taken 3 weeks so far to process. It used to just take about 3 days. I called to inquire, and apparently the insurance provider has changed. Many people are complaining about delays and a more difficult process.

It's clearly not as good as it used to be. I'd guess a popular and low-stress insurance program was too efficient and cost either Citi (through policy premiums) or the insurance company more than they expected.

I'll keep using it, but I feel like they are trying hard to discourage their customers from using it.

And I just got a notice that the claim was approved. They had everything they needed 7 weeks ago, but at least things are, in fact, moving.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

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CarefulBuilder14
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Re: Price rewind cards

Postby CarefulBuilder14 » Wed Sep 28, 2016 10:29 pm

Got my latest Prestige statement in the mail...it's nice to see a dozen price rewind refund entries on one statement. :)

Saved about $280.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

mountaindewvoltage
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Re: Price rewind cards

Postby mountaindewvoltage » Mon Oct 10, 2016 10:51 pm

TXviking wrote:I've been intrigued by the existence of the "price rewind" benefit, but I suspect it goes mostly underutilized as most people don't sit down and research their purchases potentially months AFTER having made them. That said, the category of automatic price rewinds is intriguing to me. Questions:

- Which automatic price rewind cards do people have, and how well do they work for you in practice?

- For those who use manual price rewind products, have you ever gotten anything substantial out of them? What's your strategy for finding deals? How much evidence do you have to submit (ie. is it cumbersome or relatively straightforward) and how many exclusions apply (sales, online deals, whatever?)


I have a Citi Double Cash. I didn't know any other issuer had a an automatic price rewind feature? Lol.

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CarefulBuilder14
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Re: Price rewind cards

Postby CarefulBuilder14 » Sun Nov 06, 2016 7:47 pm

Just ran my overall numbers...16% savings!

Computed as:
(A+B)/(C)
A = Rewinds I've received, or will receive soon on ended searches
B = The minimum rewinds I'll get from searches in progress
C = The after-sales-tax price of anything conceivably eligible
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when



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