Best option for utility bills

For just about anything you want to get off your chest about credit cards.
4 posts
TXviking
Centurion Member
Centurion Member
 
Posts: 263
Joined: Fri Apr 15, 2016 5:46 pm
Location: Palm Beach, Florida

Best option for utility bills

Postby TXviking » Mon May 23, 2016 6:37 pm

My electric utility does not offer a credit card option, but just about everyone else does, including cellphone and Internet. Are there any cards that have special benefits for these recurring bills, or should I just put them on a regular rewards card for 1-1.5%?


User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3746
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Re: Best option for utility bills

Postby CarefulBuilder14 » Mon May 23, 2016 6:40 pm

TXviking wrote:My electric utility does not offer a credit card option, but just about everyone else does, including cellphone and Internet. Are there any cards that have special benefits for these recurring bills, or should I just put them on a regular rewards card for 1-1.5%?

Chase UR business cards do...not sure if any of your utilities are for business.

Amex offers occasionally give a nice discount, and not too long ago BCE had some special signup bonus that included like 10% cash back on the first year's phone bills or something like that.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

TXviking
Centurion Member
Centurion Member
 
Posts: 263
Joined: Fri Apr 15, 2016 5:46 pm
Location: Palm Beach, Florida

Re: Best option for utility bills

Postby TXviking » Mon May 23, 2016 6:47 pm

CarefulBuilder14 wrote:
TXviking wrote:My electric utility does not offer a credit card option, but just about everyone else does, including cellphone and Internet. Are there any cards that have special benefits for these recurring bills, or should I just put them on a regular rewards card for 1-1.5%?

Chase UR business cards do...not sure if any of your utilities are for business.

Amex offers occasionally give a nice discount, and not too long ago BCE had some special signup bonus that included like 10% cash back on the first year's phone bills or something like that.


Some of them actually are. However, my business is currently incorporated in Texas. I'm planning to reincorporate in Florida, but I've not applied for any business cards under my existing EIN. I'm a bit concerned that if I reincorporate (and thus get a new EIN), I'll lose 6 years of basically blank credit history under the EIN. (The business has never borrowed money from anybody.)

OTOH, if I apply under the current EIN, I'm not sure that would be transferable to the new entity, even though I would be sole owner of both (single-member LLC in both cases.)

Kevin86475391
Centurion Member
Centurion Member
 
Posts: 237
Joined: Wed Feb 18, 2015 9:04 pm
Location: Texas

Re: Best option for utility bills

Postby Kevin86475391 » Tue May 24, 2016 11:31 am

I use my Citi Double Cash to effectively get 2% for all utilities and fixed bills.

The US Bank Cash + gives 5% rewards on cell phones as a category you can choose, but unfortunately it looks like it doesn't apply to electricity or cable.



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: Pudrasek, TrumanMet and 1 guest