Kevin86475391 wrote:When did the lates occur? Worst case scenario you should see them fall off your reports within 7 years (actually I think it's technically 7.5 years, but they usually remove at 7 from what I understand) of the date of first delinquency.
I've never done goodwill letters, but I think perhaps if they reject your request you can simply try continuing to ask periodically and/or trying to take the request to a higher level like an executive office.
The majority of it took place around Jan 2015. So, I'd like to get them off my report prior to waiting 7 years, as you can probably imagine.
I'll definitely keep trying, it's just a matter of actually sitting down and writing them. I'll keep the executive level in mind for sure!