JonE wrote:I won't be applying for anything for a while, as I'd like to let some old baddies fall off while saving up a down-payment for a house.
Congrats on the home-buying plans and good luck!
kdm31091 wrote:No apps planned. To be honest, there's been a wave of redundant cards coming out, and nothing in the pipeline sounds any better (Wells Fargo developing what will be yet another 1.5% card).
LOL, I agree a 1.5% card isn't exciting or enticing, but at least it may finally make Wells Fargo semi-competitive in the rewards card category. I think most of their offerings feature something like 5% or 3% on certain categories for the first 6 months
then just 1% with no more bonus categories. Pretty unappealing.
4ktvs wrote:I kind of think having a CU card would be cool, but I won't app for a card just because it would be "Cool" or what not so I don't see that happening to me.
I haven't been considering a CU credit card, but I have been thinking it might be nice to open some deposit accounts at a credit union. I'm happy with Chase as my primary bank and Discover as my secondary bank, but as I've said in other threads, I quite like the system of assigning different accounts to different goals and purposes. If I can find a good free checking account at a credit union without a direct deposit requirement I may go for it.
As far as card apps though, nope I'm definitely in the garden this month and probably for at least the next year. My last app was less than 3 months ago so it's time to cool my engines. I've also been a bit more lackadaisical about saving and investing lately and a bit more laissez faire about spending. So it's time to tighten the purse strings