May 2016 Garden Club/Cult

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CarefulBuilder14
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Re: May 2016 Garden Club/Cult

Postby CarefulBuilder14 » Mon May 02, 2016 11:55 am

gregshelley@scrtc.com wrote:Just got an e-mail from AMEX saying you are selected to apply for an exclusive offer, AMEX Platinum card 50,000 MR points for $5k spent in first 3 months, lounge access, free credit for global entry or TSA Pre- check, and a $200 airline fee credit. Gives me a RSVP code to use ( don't know if that means pre-approved or not) Not sure if I travel enough to take advantage of this. Would it be a HP? The AF is so much, I would need to use it often to be worthwhile.

Definitely a HP if approved. Usually a SP if denied.

Your odds are probably good. Platinum has a luxury image (and some perks to back it up), but the actual income and credit standards are generally looser than what's necessary for a $12k BCP.

Only you can determine the value you get from it, as well as determine which perks will really matter.

I see Delta (and/or partners) operate out of LEX and SDF, so you can always try the card out for a year and as a last resort transfer the miles to Delta where they won't expire.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when


Elijahmex
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Re: May 2016 Garden Club/Cult

Postby Elijahmex » Mon May 02, 2016 6:25 pm

gregshelley@scrtc.com wrote:Just got an e-mail from AMEX saying you are selected to apply for an exclusive offer, AMEX Platinum card 50,000 MR points for $5k spent in first 3 months, lounge access, free credit for global entry or TSA Pre- check, and a $200 airline fee credit. Gives me a RSVP code to use ( don't know if that means pre-approved or not) Not sure if I travel enough to take advantage of this. Would it be a HP? The AF is so much, I would need to use it often to be worthwhile.


Definitely a HP.

I wouldve preferred 50k after 5k spending rather than the 40k after 3k spending that I got. Oh well...
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CarefulBuilder14
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Re: May 2016 Garden Club/Cult

Postby CarefulBuilder14 » Mon May 02, 2016 6:55 pm

It occurs to me...my big hotel reservation is...that magical word...

Refundable

The hotel still has space. I could conceivably get Prestige, possibly book a duplicate reservation also at the AAA rate through Carlson Wagonlit, and once it's in place, cancel the original one. I can still possibly get the $300. The risk is that the hotel fills up between now and the time I rebook.

*Further research is unclear as to whether the 4th night may be limited to one room per reservation.*
Last edited by CarefulBuilder14 on Mon May 02, 2016 7:49 pm, edited 2 times in total.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Tubpbs
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Re: May 2016 Garden Club/Cult

Postby Tubpbs » Mon May 02, 2016 7:27 pm

CarefulBuilder14 wrote:It occurs to me...my big hotel reservation is...that magical word...

Refundable

The hotel still has space. I could conceivably get Prestige, possibly book a duplicate reservation also at the AAA rate through Carlson Wagonlit, and once it's in place, cancel the original one. I can still possibly get the $300. The risk is that the hotel fills up between now and the time I rebook.


Seems too iffy to me...
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

Nixon
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Re: May 2016 Garden Club/Cult

Postby Nixon » Mon May 02, 2016 7:53 pm

I closed my Platinum today and applied for the MBZ Plat under the 75K/3K offer, as well as HHonors 75K/1K revolver.
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Tubpbs
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Re: May 2016 Garden Club/Cult

Postby Tubpbs » Mon May 02, 2016 8:21 pm

Nixon wrote:I closed my Platinum today and applied for the MBZ Plat under the 75K/3K offer, as well as HHonors 75K/1K revolver.


Approval??
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

Nixon
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Re: May 2016 Garden Club/Cult

Postby Nixon » Mon May 02, 2016 8:23 pm

Tubpbs wrote:
Nixon wrote:I closed my Platinum today and applied for the MBZ Plat under the 75K/3K offer, as well as HHonors 75K/1K revolver.


Approval??


Pending. Almost all my AX apps go pending since I lifted the deep freeze off EX.
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CarefulBuilder14
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Re: May 2016 Garden Club/Cult

Postby CarefulBuilder14 » Mon May 02, 2016 8:26 pm

Nixon wrote:
Tubpbs wrote:
Nixon wrote:I closed my Platinum today and applied for the MBZ Plat under the 75K/3K offer, as well as HHonors 75K/1K revolver.


Approval??


Pending. Almost all my AX apps go pending since I lifted the deep freeze off EX.

So what Amex cards do you have now?
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

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CarefulBuilder14
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Re: May 2016 Garden Club/Cult

Postby CarefulBuilder14 » Mon May 02, 2016 8:51 pm

Tubpbs wrote:
CarefulBuilder14 wrote:It occurs to me...my big hotel reservation is...that magical word...

Refundable

The hotel still has space. I could conceivably get Prestige, possibly book a duplicate reservation also at the AAA rate through Carlson Wagonlit, and once it's in place, cancel the original one. I can still possibly get the $300. The risk is that the hotel fills up between now and the time I rebook.


Seems too iffy to me...

Getting a statement credit for a 2nd or 3rd room seems to be a "YMMV, but don't count on it" area.

A headache would be likely, so I stay in the garden.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Nixon
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Location: Great Southwest

Re: May 2016 Garden Club/Cult

Postby Nixon » Mon May 02, 2016 8:59 pm

CarefulBuilder14 wrote:
Nixon wrote:Pending. Almost all my AX apps go pending since I lifted the deep freeze off EX.

So what Amex cards do you have now?

SPG, ED, BGR.
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