email@example.com wrote:Just got an e-mail from AMEX saying you are selected to apply for an exclusive offer, AMEX Platinum card 50,000 MR points for $5k spent in first 3 months, lounge access, free credit for global entry or TSA Pre- check, and a $200 airline fee credit. Gives me a RSVP code to use ( don't know if that means pre-approved or not) Not sure if I travel enough to take advantage of this. Would it be a HP? The AF is so much, I would need to use it often to be worthwhile.
Definitely a HP if approved. Usually a SP if denied.
Your odds are probably good. Platinum has a luxury image (and some perks to back it up), but the actual income and credit standards are generally looser than what's necessary for a $12k BCP.
Only you can determine the value you get from it, as well as determine which perks will really matter.
I see Delta (and/or partners) operate out of LEX and SDF, so you can always try the card out for a year and as a last resort transfer the miles to Delta where they won't expire.