CarefulBuilder14 wrote:What made you go for Premier?
It will be my backup card when Amex is not accepted and more advantageous situations listed below:
1) Utilities: I have about $400-$500 worth of bills a month that do not accept Amex
2) 3x travel: fill the travel categories gaps that are not cover by my PRG. I drive 50% and take the train 50% to get work so it is nice to get 3x tolls, train passes, parking meters, uber/lyft and gas
3) 2x entertianment: All my media content is streaming, Hulu, Netflix, Sling TV, HBO now and NFL Sunday Ticket (streaming version, no Directtv)
4) MR = TY (in my situation): I only plan on using my MR points to transfer to airline partners and you have the same feature with TY points. However, the partners list is not as large as Amex's but you enough partners to covers the 3 largest alliances so there is a lot of overlap between MR and TY.
I noticed you closed your PRG - was it because you have CSP and Amex Platinum? I was thinking if I really need my PRG (3x direct airfare) and Mercedes revolver (3x gas) because the Citi Premier matches the highest categories for both cards except that the TY Premier does not have groceries bonus but I have the Amex Everyday to cover that.
I love the PRG because it is so versatile, it has solid perks and solid earning potential across most categories so it would be hard to let it go. Also, I would still prefer most of my points to be in MR currency but I'll just have to reassess my situation once the annual fee gets closer. Any thoughts?
TBH I could get high earning potential for my largest spending categories with the TY Premier and upgrading my Everyday to Everyday Preferred (I already have the Platinum for all the benefits and travel perks). I just have to get a feel for Citi's customer service because so far dealing with Amex's customer service has been a great experience.