TXviking wrote:I don't rent private jets, but I do fly a bit. Not enough to justify huge AF spend, but enough that lounge access would be a nice perk. Are there "easy" ways to achieve that without spending $450+ in fees?
It depends which lounges you want to use. No card gives access to all of them.
Keep in mind that several $400-ish cards offer credits that can greatly reduce the AF.
I'd avoid the "complimentary" Priority Pass Select membership on Amex HHonors Surpass. For reasons I don't understand, it has extra fees in the fine print. I'd call it deceptive advertising. The AF is only $75, but it's not the same Priority Pass Select that other cards offer. They call it the same thing, but the fees are higher.
I'm not tied to a single airline, or even to a single "home" airport (let alone terminal). For me, it makes more sense to get a card with relatively broad access (like Amex Platinum or Citi Prestige) and just use it when and where I can.