CarefulBuilder14 wrote:Vattené wrote:I also got a targeted Platinum offer, also 50K MR for 5K. It was via mail and just for a regular application (I have nothing from which to PC).
I don't think I could make good enough use of it to keep one indefinitely, but if I got a good enough offer I would take it for the MR and perks but plan on closing after a year or so. Glad to find out I am on their radar at all though. When my year of double cash back with Discover is up I'll be spending more on the ED. I'm interested to see if I will continue getting targeted offers.
So I'm still "gardening" (just by default) for the foreseeable future.
Smart to pass on that and wait for a better offer - or at least until you can make great use of the benefits.kdm31091 wrote:Looks like this new Blispay card is really taking off. I don't really understand the hype. Just another 2% card that's less flexible (rewards instantly come off the statement, you cannot save them up). It offers financing, which is nice, but you can often get 0% offers from existing creditors if you try. Yawn.
The terms don't look too bad compared to other 2% cards...but not of interest to points people unless it's for MS.
I suspect the issuer might be overwhelmed with apps. I wonder when we'll be seeing rants about bad customer service and not valuing their customers.
And Amex's website now fully reflects the EDP/ED PC.
Yeah, 50K isn't anything too enticing (especially on a card with no AF waiver for the first year). I was more excited by the fact that I got anything. Of course I realize that doesn't mean the offers will keep coming in, but getting into MR at all was a small gamble so I am willing to wait for something that will provide a lot more value.