dimond_dj wrote:The reason I look at a little better secured cards first is because I was told you don't want to close your oldest card
I don't recommend worrying too much over that. Oldest account does play a part but AAoA seems to be the a bigger factor. I've closed what was my oldest card at the time multiple times in the past. You don't have to hoard credit to build credit. Ideally you'd want to keep your oldest cards around as long as possible to build AAoA but closed accounts in good standing will typically continue to show up on reports for 10 years after closure and factor into AAoA.
dimond_dj wrote:I told him I was getting a new start with a secured credit card and he's interested but I don't know it I want to recommend First National Bank of Omaha. The stories I've heard about them, I'd get something else in a heartbeat if I could then cancel may card with them and get my money back.
You can find stories about any creditor out there. Certainly consider stories but at this point rely on first hand experience as the account is already open.
I have no idea what prior discussions on secured cards are like on this site or if they would be useful resource, however, there are certainly more active sites that definitely have had recent discussions on secured cards that you may want to refer to.
Don't rely on what you perceive to be easy to get. If you have no use for a Walmart card then don't get one.