Signature or "Check ID"?

For just about anything you want to get off your chest about credit cards.
16 posts
Centurion Member
Centurion Member
Posts: 1043
Joined: Mon Oct 19, 2015 2:08 pm

Re: Signature or "Check ID"?

Postby Tubpbs » Sun Feb 21, 2016 8:52 pm

CarefulBuilder14 wrote:On the back of cards:

"Not valid without authorized signature" on AA Platinum and Chase cards.

"Not valid unless signed" on Brooks Brothers.

Other cards just say "Authorized signature" or "Cardmember signature".

I agree it doesn't do much, but it's definitely something CC companies nominally require.

I'm sure it's required. It's just useless. Also, not to belabor nonsense, but I'm pretty sure that the cashier is the intended responsible party for telling the person presenting the card: "This card is not signed. It is not valid. I cannot accept it." I don't think it means the cardholder isn't allowed to use the account they have. Anyway, I think they should do away with that type of space wasting nonsense and update their shit to chip and pin or develop a stronger technology that actually offers increased security.
Amex - BCP, Platinum, Business Gold
BoA - BankAmericard Cash Rewards
Chase - Freedom, CSP, RC, Ink Plus
Citi - DC, Prestige
Discover - It

User avatar
Centurion Member
Centurion Member
Posts: 1217
Joined: Sun Jan 26, 2014 3:55 am
Location: US

Re: Signature or "Check ID"?

Postby Vattené » Mon Feb 22, 2016 8:17 am

I totally agree, but I always sign mine. My wife just leaves them all blank. Just goes to show they don't do a damn thing.
FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
AU:: Discover Miles | BofA BBR | Barclay Commence (SD'd)

Centurion Member
Centurion Member
Posts: 1741
Joined: Wed Jun 05, 2013 3:12 pm
Location: US

Re: Signature or "Check ID"?

Postby takeshi » Mon Feb 22, 2016 8:55 am

ChrisLL wrote:Just curious. I know a few people that like to write "Check ID" instead of sign the back of their card. I usually do both. Just wondering what the majority of the people here do. Thanks in advance for the input.

Don't just follow the herd. Do what works for you. I sign. My wife uses "See ID".

Centurion Member
Centurion Member
Posts: 241
Joined: Wed Feb 18, 2015 9:04 pm
Location: Texas

Re: Signature or "Check ID"?

Postby Kevin86475391 » Mon Feb 22, 2016 10:19 am

Tubpbs wrote:I'm pretty sure it doesn't say anything when receiving and activating a new card about signing it, but I might be wrong. But I also don't care. Signing the back of that card is easily as stupid as Chip and Signature if not more stupid. It makes no sense. Ignoring the fact that I can't sign my actual signature on the tiny plastic strip on the back of the uneven tiny piece of plastic, it serves no purpose of any kind for deterring any behavior with the credit card. If someone steals my card and a clerk asks to see it the worst thing that happens is they conspicuously leave... Anyway, I think that signature panel is stupid and useless.

I strongly agree. I think the whole signature thing is antiquated and useless nowadays.

I usually just leave the back panel blank. However, on the occasions when I do bother signing rubs off almost as soon as I put it back in my wallet.

Centurion Member
Centurion Member
Posts: 476
Joined: Sat Apr 13, 2013 7:49 pm
Location: Colorado, USA

Re: Signature or "Check ID"?

Postby thom02099 » Mon Feb 22, 2016 10:35 am

I sign mine....with a Sharpie fine point permanent marker. Only card I didn't sign, when I had it, was the AMEX Clear; signature would show through the card, ruining the aesthetics of the card :rolleyes: (TIC).

Yes, signing the card(s) is probably useless in most cases. My local Post Office does check the card, and not only that, they ask for photo ID. An anomaly, I know. More and more places in this area have the EMV reader activated, so that's becoming more common. In many instances I simply keep purchases under $50, and the transaction is approved. Little interaction with the cashier; none if using an automated check out.
Retired, and in the process of retiring cards!
EQ = 850 EX=849 TU = 850 as of 07/2017

User avatar
Centurion Member
Centurion Member
Posts: 154
Joined: Wed May 13, 2015 3:32 pm
Location: New England

Re: Signature or "Check ID"?

Postby PhillyPhoto » Mon May 09, 2016 12:06 pm

I sign it and put "SEE ID" in sharpie on all my cards. I get asked maybe 25% of the time though. Sometimes it's something small like getting something from 7-Eleven, but most higher cost charges ask though.
Main Cards:
Amex: Ameriprise Plat, Surpass
Chase: Hyatt

Sock drawer Cards:
Amex: HHonors
Chase: Amazon Rewards, Freedom
Citi: Macy's Amex, Simplicity, ThankYou
Citizens Bank: Cash Back Plus World
Discover: it
Elan: Bank Rewards
Synchrony: PayPal

755 Eq (12/16)|748 TU (12/16)|726 Ex (1/17)

Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 3 guests