g35x955 wrote:My question is, would you guys bother applying for this card?
Whether we would or not does not matter. I have no use for such a card so whether I would or not is definitely not relevant to you. You need to make decisions based on your needs/wants -- not based on polling others. Selecting a card isn't about popularity but what specifically suits you.
If you've done your due diligence and think it is suited to you then app for it.
g35x955 wrote:Discover gives me a score of 750. Credit karma gives me two scores of 738 and 746.
If you're going to reference scores then be aware of the specific scoring model. Also be aware of which models and CRA's are used by a given creditor. Discover provides a TU FICO 8. I have no idea if Barclaycard uses that score though they also provide that score to their cardholders. Credit Karma provides TU and EQ Vantagescores and as far as I know, Barclaycard does not use those scores.
It's never just about score but you can refer to the Credit Pulls Database.
g35x955 wrote:im unsure if barclay is strict or not with people with short credit historys.
A lack of credit history is potentially an issue with any creditor.
g35x955 wrote:Ok..last time asking for your guys opinions, i promise:):
No need for that. Ask away as needed.