Vermonster wrote:Wow, 7 pages by the end of the first week of the month. I guess everyone has to get the post in for the short month :P (I'm still catching up on missed posts so forgive me if I repeat anything discussed before.)
I took a little break from the forum, and it wasn't great. I did enjoy not feeling like I HAD to be on checking all the time, but I also let all the finance fall to the back of my mind. YNAB made some big changes in the process so I totally dropped the ball on budgeting. I was also a day late on my Amex payment because I kept saying I would check it "tomorrow." I got nailed with a $27 fee, but I did not lose my 0% promo period, or have my standard APR jacked up to the penalty rate. That was a gut wrenching reality check that I walked away from unscathed.
I did get a SP cli on my DC to $4.7k. It is to mostly help with util as I pay down other cards. We are still on track to have no CC debt by the end of March. But 2 sets of tires and some regular maintenance set us back 2 weeks. Here is to tax season!
I did notice that I am still receiving the +10 points and +10% points on my Freedom. I could have sworn they were doing away with this Dec '15. Anyone else notice this? I also noticed that when I had a stolen TV refunded by Amazon, Chase didn't deduct the +10% promo points. So I effectively netted 21% back on the TV.
Call to get the fee refunded.