Went online to check my BOA cash rewards card account and the request credit limit increase was showing, (had not shown since last one 3 months ago), so I took a chance and submitted a request to go from $5k to $10k, APPROVED!!!
I started to ask for it to be $7,500, but decided to go for it.
Congrats! Way to go!
Nixon wrote:Barclaycard isn't all that aggressive to be honest. Read between the lines and you'll see everyone that gets AA from them has something in common.
I don't have any personal experience with Barclays but it's my general impression that they do legitimately have abysmal customer service, regardless of why one is calling or what type of credit profile they have. I've heard lots of anecdotal horror stories from various sources, including a close friend with great credit who was only calling for a mundane card replacement (not asking for CLI or APR reduction). I've just generally only heard bad things about their rude customer service.
Of course I realize that listening to rumors and anecdotal evidence isn't proof by any means, but in my mind I've sort of lumped them in with Capital One: technically prime lenders with decidedly sub-prime customer service.
Of course on that note I find Citi's customer service and website both sub-par, but I'm still willing to put up with it because I like the DC so much.