February 2016 Garden Club

For just about anything you want to get off your chest about credit cards.
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CarefulBuilder14
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Re: February 2016 Garden Club

Postby CarefulBuilder14 » Sat Feb 27, 2016 7:19 pm

http://ficoforums.myfico.com/t5/Credit- ... -p/4475359

I got censored on MF for saying that someone with a 9/2015 BK wouldn't likely qualify for premium travel cards...
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May


Nixon
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Re: February 2016 Garden Club

Postby Nixon » Sat Feb 27, 2016 9:18 pm

CarefulBuilder14 wrote:http://ficoforums.myfico.com/t5/Credit-Cards/Best-Cards-for-Rewards-towards-our-15th-Anniversary-Cruise/td-p/4475359

I got censored on MF for saying that someone with a 9/2015 BK wouldn't likely qualify for premium travel cards...


You of all people should know the mods on that site are out of fucking control.

It's a joke, anymore.
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RewardsHunter17
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Re: February 2016 Garden Club

Postby RewardsHunter17 » Sat Feb 27, 2016 10:20 pm

CarefulBuilder14 wrote:http://ficoforums.myfico.com/t5/Credit-Cards/Best-Cards-for-Rewards-towards-our-15th-Anniversary-Cruise/td-p/4475359

I got censored on MF for saying that someone with a 9/2015 BK wouldn't likely qualify for premium travel cards...


What did you say, exactly?

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CarefulBuilder14
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Re: February 2016 Garden Club

Postby CarefulBuilder14 » Sat Feb 27, 2016 10:29 pm

RewardsHunter17 wrote:
CarefulBuilder14 wrote:http://ficoforums.myfico.com/t5/Credit-Cards/Best-Cards-for-Rewards-towards-our-15th-Anniversary-Cruise/td-p/4475359

I got censored on MF for saying that someone with a 9/2015 BK wouldn't likely qualify for premium travel cards...


What did you say, exactly?

The censored portion of my post was something like "OP would be lucky to get a secured card with a little cash back". Nothing offensive, and a lot more down-to-earth than others who suggested Citi AA and Chase SW cards.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May

JonE
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Re: February 2016 Garden Club

Postby JonE » Sat Feb 27, 2016 11:06 pm

CarefulBuilder14 wrote:
JonE wrote:I guess Discover doesn't update their FICO score that often since I still have mine from 1/17/16. That's one thing I did like about Walmart is they updated it once a month, usually without fail.

Have you changed your payment due date? Or stopped using the card?


Come to think of it, I did change the due date a while back. Didn't think that would affect it.
Wallet: Chase Freedom, Discover IT
Chopping Block: Synchrony
Future: TBD

RewardsHunter17
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Re: February 2016 Garden Club

Postby RewardsHunter17 » Sat Feb 27, 2016 11:11 pm

CarefulBuilder14 wrote:
RewardsHunter17 wrote:
CarefulBuilder14 wrote:http://ficoforums.myfico.com/t5/Credit-Cards/Best-Cards-for-Rewards-towards-our-15th-Anniversary-Cruise/td-p/4475359

I got censored on MF for saying that someone with a 9/2015 BK wouldn't likely qualify for premium travel cards...


What did you say, exactly?

The censored portion of my post was something like "OP would be lucky to get a secured card with a little cash back". Nothing offensive, and a lot more down-to-earth than others who suggested Citi AA and Chase SW cards.


Yeah, I wouldn't say that's offensive. I am surprised that was censored. I've seen many more questionable posts, even lately, that haven't been touched.

JonE
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Re: February 2016 Garden Club

Postby JonE » Sun Feb 28, 2016 12:36 am

Nixon wrote:
CarefulBuilder14 wrote:http://ficoforums.myfico.com/t5/Credit-Cards/Best-Cards-for-Rewards-towards-our-15th-Anniversary-Cruise/td-p/4475359

I got censored on MF for saying that someone with a 9/2015 BK wouldn't likely qualify for premium travel cards...


You of all people should know the mods on that site are out of fucking control.

It's a joke, anymore.


I think when I decide to stop posting there, I may just "go out with a bang!" :cool:
Wallet: Chase Freedom, Discover IT
Chopping Block: Synchrony
Future: TBD

kdm31091
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Re: February 2016 Garden Club

Postby kdm31091 » Sun Feb 28, 2016 7:47 am

JonE wrote:
Nixon wrote:
CarefulBuilder14 wrote:http://ficoforums.myfico.com/t5/Credit-Cards/Best-Cards-for-Rewards-towards-our-15th-Anniversary-Cruise/td-p/4475359

I got censored on MF for saying that someone with a 9/2015 BK wouldn't likely qualify for premium travel cards...


You of all people should know the mods on that site are out of fucking control.

It's a joke, anymore.


I think when I decide to stop posting there, I may just "go out with a bang!" :cool:


Typical MF. You can't say anything realistic. The BK was less than 6 months ago, yet the person is worried about high end travel cards? And you "aren't allowed" to tell them that's ridiculous? It's stupid.

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Dcyphrz
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Re: February 2016 Garden Club

Postby Dcyphrz » Thu Mar 03, 2016 4:53 pm

Ok, now I'm really in the garden. Enough is enough.
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Nixon
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Re: February 2016 Garden Club

Postby Nixon » Thu Mar 03, 2016 9:35 pm

Dcyphrz wrote:Ok, now I'm really in the garden. Enough is enough.


I just got a pending from AMEX on the Starwood 35K offer. Seems like they never instantly approve me for anything anymore like when my FICO's were in the high 600's and I had a boatload of new accounts.
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