Credit offers for deceased child

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Credit offers for deceased child

Postby jwmurphy56 » Wed Jan 20, 2016 5:18 pm

I am concerned that someone may be using my deceased daughter's identity to establish credit. I regularly get offers from American Express and have received similar mailings from other companies in the last couple of years.

Two questions: #1 - How do I get my daughter off the mail list for American Express? and #2 - how likely is it that her identity has been hijacked? She passed away in 2002.

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Re: Credit offers for deceased child

Postby Elijahmex » Wed Jan 20, 2016 7:28 pm

Try this out and hopefully the offers will end. I used it a year ago and it did help and I reversed it now I get plenty of mail offers.

Sorry for your loss and may your daughter rest in peace

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Re: Credit offers for deceased child

Postby FakeHealer » Thu Jan 21, 2016 4:25 am

First off, I'm sorry to see someone else going through this. This was one of the most painful things I had happen, right after the death of my mom. It's a terribly painful reminder that someone you love so dearly is gone(intentional or not). I had this happen with Discover right after she was gone. The solution is to call the number on your card, let them know that you have been getting offers for your deceased daughter, and ask them to please take her off the list. I know it took a little bit of time to go through(say 2 weeks to a month), but I never received anymore offers for my mom. I hope you receive the same courtesy I did, and may your daughter rest in peace.
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Re: Credit offers for deceased child

Postby Vattené » Thu Jan 21, 2016 9:03 am

I'm sorry to hear you're constantly reminded of this with such nuisances.

It's more likely just marketing from credit cards than someone trying to establish credit with her identtiy; however, in addition to contacting Amex and opting out on her behalf, you can try pulling her credit reports from This will let you definitively see whether any fraudulent accounts have already been established.
EX - 804 (9/16) | TU - 803 (10/16)
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AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

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Re: Credit offers for deceased child

Postby thom02099 » Fri Jan 22, 2016 10:42 am

First, so sorry for your loss. I know it can be difficult to be reminded of the loss by those who may not know.

Here is some information that may be useful to you, this from Experian. Presumably, the same would apply to Equifax and Transunion.
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Re: Credit offers for deceased child

Postby Kevin86475391 » Sun Jan 24, 2016 11:44 pm

I'm sorry for your loss and this painful reminder of it.

In addition to the steps mentioned above to stop offers, it's important to realize - for peace of mind - that you wouldn't be liable for anything if someone did steal her identity. It would be an unethical crime of course and better that it doesn't happen - but at least you wouldn't have to worry about your own credit taking a hit or owing anything on fraudulent charges.

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