- Centurion Member
- Posts: 1182
- Joined: Sun Jan 26, 2014 3:55 am
- Location: US
Are you getting good use out of the Platinum Delta and the miles it earns? Is that what most spending currently goes on? Regardless of what you get, if you get another card it will take spending away from this card. Do you think the Platinum Delta will still provide good value to you after getting another card?
Generally speaking, it might be best to have one main miles/points program that earns rewards on the bulk of your spending, plus whatever cash back cards you want that earn rewards at a rate that is marginally higher than the main miles/points program (say, a quarterly revolver that can get you 5% back in certain categories where 5% cash would be better than whatever miles/points you earn). In other words, having the Platinum Delta and a Hilton HHonors may split your spending so you're not getting much from either program. That may not be the case for you specifically, but this is the nature of having cards in different points systems.
EX - 805 (2/17) | TU - 787 (2/17)
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now