- Centurion Member
- Posts: 1143
- Joined: Sun Jan 26, 2014 3:55 am
- Location: US
You want no interest on cash advances? I've never heard of a card that offers that.
Cash advances are treated completely differently than purchases. It's pretty common for cash advances to be subject to a higher interest rate than the regular APR for purchases, to be exempt from introductory 0% APR periods, and even to be excluded from grace periods (so even if you're paying in full, interest on cash advances will start accruing immediately). Discover lets you take cash over a purchase, which may be your best option. You can't get it from an ATM, but you go somewhere like Walmart and make a normal transaction. When you swipe your card you can choose an amount of cash to receive, which is added to the transaction amount.
Something may be out there, but if you're consistently needing cash a credit card is not a good way to go about getting it.
EX - 804 (10/16) | TU - 803 (10/16)
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now