4ktvs wrote:Well it seems Citi loves killing trees sending me about 5 offers in less than two months for the Diamond Preferred card. I have zero interest in the card and so those offers will be thrown out.
Chase sent me an offer for the freedom card with a fixed %18.99 APR when the %0 promo ends but I would get rejected under the 5/24 rule and really If I did it at all it would be for the bonus only. (Leaving aside the fact I don't want to do business with Chase period.)
I find Citi a bit puzzling in that respect. Citi.com had been saying I was pre-qualified (with specific APRs) for Double Cash and AA Platinum for a while, but most of their mailings during that time were for Simplicity and Diamond Preferred.
Maybe they just figure that anyone who goes to their website is likely a savvy consumer shopping around, while anyone who applies for a lousy card just because an offer arrives in the mail is a sucker they don't need to waste rewards on to win.
*And my AA Platinum had a single EQ pull.