Dcyphrz wrote:CarefulBuilder14 wrote:It sounds like the BofA card might not get much use with BCP and PRG around.
Getting 6% grocery/3-5% fuel money is always my first concern. That's the bulk of our spending. Anything else that doesn't fall into a category for Chase or Discover usually goes to the Citi DC but I've started doing this weird rotation thing with all my other cards. I kinda think of it as wear leveling for my trade lines.
*edit* Ok so to serve the thread's purpose: I only made it 6 months without an app. Maybe I'll last longer this time.
I do think it's important to rotate and use each card. For small, few dollar transactions, 1% vs 2% makes no big difference and you can "show usage" on the other card. Of course, it varies whether this matters to a person or not.