- Centurion Member
- Posts: 3970
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
KennethHardy wrote:Capital One offers a wide variety of credit cards, ranging from low interest cards to airline rewards cards, from consumer credit cards to small business credit cards. All Capital One Credit Cards feature no foreign transaction fee and nearly every card has an extremely attractive rewards program. Combine these attractive features with Capital One’s $0 Fraud Liability program and standard Visa and Mastercard benefits and you’ll find their cards ideal for nearly any situation!
To be fair they really do not have any actual airline cards, merely cards that only allow you to redeem for airfare or other travel expenses. If they have an actual low interest card (as opposed to just the chance of getting "low" interest on a Quicksilver) I have yet to know about it.
It's also true that almost every major CC has $0 fraud liability and the Visa/MC benefits.
I'm not saying Capital One is bad, just that some of your statements are a bit grandiose.
What is, and what is not, an airline card is debatable...but consider:
Co-brand cards have free checked bags and sometimes lounge access.
Platinum, Prestige, and Ritz-Carlton have lounge access and an assortment of various airline/airport statement credits.
PRG has 3x rewards on airfare and the $100 credit.
CSP has excellent travel insurance benefits.
Discover Miles has the $30 in-flight Wi-Fi credit.
Venture...has an endorsement from Jennifer Garner.
I'm also puzzled as to which Capital One card could have a low APR.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt, SPG
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech