First readily available US Chip+Pin card...

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Vermonster
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First readily available US Chip+Pin card...

Postby Vermonster » Thu Dec 17, 2015 2:37 pm

... is the Target ReD card

http://www.target.com/c/faq-ways-to-shop/-/N-4yn3w


I was checking it out and the main page has a banner that says "Chip & Pin Peace of Mind." I was sure it was just a mistake, but the FAQ proves that it does indeed use chip+pin. I'm a little shocked.
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CarefulBuilder14
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Re: First readily available US Chip+Pin card...

Postby CarefulBuilder14 » Thu Dec 17, 2015 5:30 pm

Vermonster wrote:... is the Target ReD card

http://www.target.com/c/faq-ways-to-shop/-/N-4yn3w


I was checking it out and the main page has a banner that says "Chip & Pin Peace of Mind." I was sure it was just a mistake, but the FAQ proves that it does indeed use chip+pin. I'm a little shocked.

I'm puzzled...I looked at it briefly, and the card agreement seems to be silent on the matter of FTFs...and yet I understand Target issues (or used to issue) Visa and MC cards, not just store-only cards.
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RewardsHunter17
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Re: First readily available US Chip+Pin card...

Postby RewardsHunter17 » Thu Dec 17, 2015 10:56 pm

That is so exciting! I have really been looking forward to chip-and-pin taking off in the US!! I have to say, the fact that Target is the one leading the charge (no pun intended) is quite surprising.

takeshi
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Re: First readily available US Chip+Pin card...

Postby takeshi » Fri Dec 18, 2015 10:15 am

Given their massive data breach I'm not surprised that Target wants to be taken as serious on security.

Vermonster
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Re: First readily available US Chip+Pin card...

Postby Vermonster » Fri Dec 18, 2015 11:59 am

CarefulBuilder14 wrote:
Vermonster wrote:... is the Target ReD card

http://www.target.com/c/faq-ways-to-shop/-/N-4yn3w


I was checking it out and the main page has a banner that says "Chip & Pin Peace of Mind." I was sure it was just a mistake, but the FAQ proves that it does indeed use chip+pin. I'm a little shocked.

I'm puzzled...I looked at it briefly, and the card agreement seems to be silent on the matter of FTFs...and yet I understand Target issues (or used to issue) Visa and MC cards, not just store-only cards.


Their Debit and reloadable cards advertise no FTF, but the credit card says nothing. One place says it is an MC, but the target website says it is via TD Bank, which is Visa only. It might be that Target charges no FTF but TD bank/Visa charge their 1% or whatever it is they are entitled to.

takeshi wrote:Given their massive data breach I'm not surprised that Target wants to be taken as serious on security.


Very valid point. They even mention ReD debit cars have no mag stripe, so they are pushing EMV very hard.
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