- Centurion Member
- Posts: 272
- Joined: Fri Jun 07, 2013 9:46 am
- Location: Broward County FL
The Bluebird has free ATM access at the same ATMs that GreenDot uses, MoneyPass. I personally have not come across a merchant that refuses Amex in at least a year. Possibly some corner stores don't accept Amex, but every major retailer and gas station accepts Amex as far as I know. It's good to have cash on hand. To me, the cash reloads at Walmart is a great deal since I do shop there frequently.
It can get confusing and overwhelming to use many cards and meet the redemption requirements to get meaningful rewards. I am actually a real-world example of how one can get by just having an Amex in his wallet, since my Amex Blue Cash has been the only card I've been carrying in my wallet lately! Of course, I have some new cards and will meet their spending bonus, but I don't plan on keeping them in my wallet after that (keeping it light and not so bulky! I have a lot of gift cards this year that are taking the spot of my credit cards).
I hope everything works out for you and appreciate you keeping us posted. It's wise of you to cut back your banking fees. I haven't paid a single banking fee in my life! To some, a fee such as a credit card annual fee makes sense, but I don't spend enough to make sense of the fees.
American Express: Blue Cash Everyday (10k), Everyday, ; Discover It (7.3k) ; Target (2.1k)
Citi: Diamond (2k) ; Bank of America: Cash Rewards (2.6k) ; Capital One: Quicksilver (3k) , Sony ; Chase: Freedom (3.7k), Slate (3k), (Amazon) ; Barclay Ring ; Synchrony: Walmart MC, Amazon, Ebates