Csog33 wrote:As I said I want to maximize my credit spending. I know these cards don't offer huge bonuses over what I already have but I eventually want to have many credit cards anyway, so why not take advantage of those small bonuses?
It's certainly your prerogative. But there are real consequences of getting too many cards. Bottom line is creditors want you to use their card. Too many inquiries or too many new accounts (and no, we cannot tell you how many is too many) can make creditors nervous, who may either take AA or approve you with small lines to begin with. Lastly, as I had pointed out, a lot of cards don't necessarily mean maximization of rewards, because while you are "maximizing" the nominal rates, you are quite likely missing out on other special deals from your existing cards.