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- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
JonE wrote:With EDP, I'll have to see if I can consistently make the 30 swipe threshold enough to make the AF worthwhile. If not I can just PC to the Non-AF version and move spending to another card. I'll probably do one of two things with Chase, either get the CSP and move my Freedom limit to that, or just skip the CSP and go with the Freedom, Discover and EDP as well as Amazon.
The first scenario, being more likely since having Freedom and Discover IT would be kinda redundant, and it would be nice to have a travel card for the traveling I will do, maybe twice a year. And 4 cards sounds better than 5. 1 less bill to pay or have to monitor for fraud, plus I'd have some pretty good cards.
If you expect your 2016 spending to look approximately like your 2015 spending, just go over your 2015 statements and see what you'd put on an EDP (in terms of the number of transactions, dollars spent, and bonus categories).
And as I've said before, if you get a CSP, I would think carefully before closing Freedom. As someone with four Chase cards, I can tell you that I can efficiently review spending, set up activity alerts, check for anything suspicious, and make payments on all four from the same website.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
Plan to PC: Prestige to DC
SD with activity alerts, might close: Arrival and Brooks Bros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH